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Searching for Homeowners Insurance in 75771

If you are a homeowners that lives in 75771 you may be searching for more affordable homeowners insurance in Lindale. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lindale, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 75771 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lindale, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 75771 Home Insurance Costs: very high!

In Lindale, homeowners are paying roughly $1490 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 75771 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lindale are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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75771 Home Insurance Average Premiums

Local 75771 homeowners insurance quotes comparison

$1240 /yr.

Shows Zip Code: 75771 lowest rates with discounts applied on average.

For the 75771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1240 /yr.
Average Coverage:$1490 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1790 /yr.

What is the average home insurance cost for a home in 75771?

  • • The average homeowners insurance premium paid annually for a home in 75771 is around $1490 per year.

What does it cost on average per month for home insurance in 75771?

  • • Homeowners in 75771 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75771?

  • • Autoowners in 75771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lindale area, check out other zip codes nearby 75771.
Review average rates in another zip code:
75771 homeowners insurance rates

Home Replacement Cost Coverage in 75771

Average Building Cost Per Square Foot in 75771: $129

Location: Lindale, Texas (Smith County)

Average Square Footage in 75771: 1,655 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75771 before you start any project. Lindale homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,655 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lindale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,655$213,500
Additional Upgrades & Added Features$1611,655$266,875
Major Home Updates or Advancements$1941,655$320,250

It's important to understand that when you estimate your replacement cost of your home in the 75771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75771

Best Home & Auto Insurance Agencies in 75771

Housing Demographics for 75771

Population Review for 75771 Zip Code

For the city of Lindale, the population within 75771 has increased to over 24,814 residents in population size. The current population total is 21,870. We have broken down the population based on race below. In 75771, there are over 10629 in male population and 11241 females.

PopulationValues
Total Population21,870
White Population18018
Black Population1122
Hispanic Population2079
Asian Population198
Hawaiian Population6
Indian Population128
Other Population688
Male Population10629
Female Population11241
Population Estimate24814

Household Data for 75771

The average number of homes in 75771 is around 8,108, there are an average of 2.65 per household. The average house value according to local real estate values is around $213,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,108
Persons Per Household2.65
Average House Value$213,500
Income Per Household$75315
Median Age41.1
Median Age Male40.4
Median Age Female41.8
75771 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityLindale
City Alias NameLINDALE
CountySmith
County FIPS423
State FIPS48
Time Zone6
Day Light SavingY
MSA8640
PMSA
CSA540
CBSA46340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTyler, TX
MSA_NameTyler, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses385
Number Of Employees5783
Business First Quarter Payroll44221
Business Annual Payroll199281
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population209714
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential9364
Delivery Business294
Delivery Total11091
Preferred Last Line KeyW24488
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW24488
Land Area146.087000
Water Area2.833000
City Alias Code
City Mixed CaseLindale
City Alias Mixed CaseLindale
Box Count1131
SFDU7976
MFDU103
State ANSI48
County ANSI423
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number485160
Unique ZIP Name
SSA State County Code45892
Medicare CBSA Code46340
Medicare CBSA NameTyler, TX
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseSmith

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]