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Homeowners Insurance in 75901

In Lufkin, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 75901 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 75901 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75901 should appear in the zip code field ready to go.

75901 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1486. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Lufkin home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 75901 Home Insurance Rates Now!

Best 3 Options to Compare in 75901

If you want homeowners insurance quotes within the city of Lufkin or in the 75901 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Lufkin, TX.

75901 Home Insurance Average Premiums

Local 75901 homeowners insurance quotes comparison

$1236 /yr.

Shows Zip Code: 75901 lowest rates with discounts applied on average.

For the 75901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1236 /yr.
Average Coverage:$1486 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1786 /yr.

What is the average home insurance cost for a home in 75901?

  • • The average homeowners insurance premium paid annually for a home in 75901 is around $1486 per year.

What does it cost on average per month for home insurance in 75901?

  • • Homeowners in 75901 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75901?

  • • Autoowners in 75901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lufkin area, check out other zip codes nearby 75901.
Review average rates in another zip code:
75901 homeowners insurance rates
75904 homeowners insurance rates

Home Replacement Cost Coverage in 75901

Average Building Cost Per Square Foot in 75901: $129

Location: Lufkin, Texas (Angelina County)

Average Square Footage in 75901: 991 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75901 before you start any project. Lufkin homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 991 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lufkin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129991$127,800
Additional Upgrades & Added Features$161991$159,750
Major Home Updates or Advancements$194991$191,700

It's important to understand that when you estimate your replacement cost of your home in the 75901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75901

Best Home & Auto Insurance Agencies in 75901

State Farm Insurance

Address: 1105 S Timberland Dr Lufkin, TX 75901
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance - Monroe Tommy Street

Address: 515 S Timberland Dr Lufkin, TX 75901
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Davis Insurance Agency Inc

Address: 3110 S 1st St Lufkin, TX 75901
Phone:
Website:
Info:

Byrd Insurance Agency

Address: 1019 E Denman Ave Lufkin, TX 75901
Phone:
Website: http://www.byrdinsurance.com
Info:

Angelina Casualty Insurance

Address: 107 N Timberland Dr, #209 Lufkin, TX 75901
Phone:
Website:
Info:

Housing Demographics for 75901

Population Review for 75901 Zip Code

For the city of Lufkin, the population within 75901 has increased to over 31,139 residents in population size. The current population total is 28,373. We have broken down the population based on race below. In 75901, there are over 13848 in male population and 14525 females.

PopulationValues
Total Population28,373
White Population16572
Black Population4572
Hispanic Population7968
Asian Population447
Hawaiian Population20
Indian Population204
Other Population3584
Male Population13848
Female Population14525
Population Estimate31139

Household Data for 75901

The average number of homes in 75901 is around 10,702, there are an average of 2.61 per household. The average house value according to local real estate values is around $127,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,702
Persons Per Household2.61
Average House Value$127,800
Income Per Household$52531
Median Age38.2
Median Age Male37.0
Median Age Female39.3
75901 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code936
CityLufkin
City Alias NameLUFKIN
CountyAngelina
County FIPS005
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLufkin, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses886
Number Of Employees11816
Business First Quarter Payroll105538
Business Annual Payroll459439
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population86771
CBSA Division Population0
Congressional District17
Congressional LandArea7651.16
Delivery Residential11931
Delivery Business1289
Delivery Total13215
Preferred Last Line KeyW24563
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24563
Land Area159.149000
Water Area3.632000
City Alias Code
City Mixed CaseLufkin
City Alias Mixed CaseLufkin
Box Count0
SFDU9989
MFDU1550
State ANSI48
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485410
Unique ZIP Name
SSA State County Code45020
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseAngelina

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]