Get multiple home insurance quotes in 75964. Our licensed 75964, TX agents are ready to serve you.

Homeowners Insurance in 75964

In Nacogdoches, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 75964 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 75964 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75964 should appear in the zip code field ready to go.

75964 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1518. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Nacogdoches home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 75964 Home Insurance Rates Now!

Best 3 Options to Compare in 75964

If you want homeowners insurance quotes within the city of Nacogdoches or in the 75964 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Nacogdoches, TX.

75964 Home Insurance Average Premiums

Local 75964 homeowners insurance quotes comparison

$1268 /yr.

Shows Zip Code: 75964 lowest rates with discounts applied on average.

For the 75964, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1268 /yr.
Average Coverage:$1518 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1818 /yr.

What is the average home insurance cost for a home in 75964?

  • • The average homeowners insurance premium paid annually for a home in 75964 is around $1518 per year.

What does it cost on average per month for home insurance in 75964?

  • • Homeowners in 75964 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 75964?

  • • Autoowners in 75964 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nacogdoches area, check out other zip codes nearby 75964.
Review average rates in another zip code:
75965 homeowners insurance rates
75964 homeowners insurance rates
75962 homeowners insurance rates
75961 homeowners insurance rates

Home Replacement Cost Coverage in 75964

Average Building Cost Per Square Foot in 75964: $129

Location: Nacogdoches, Texas (Nacogdoches County)

Average Square Footage in 75964: 750 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75964 before you start any project. Nacogdoches homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75964 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75964 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 750 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nacogdoches area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129750$96,700
Additional Upgrades & Added Features$161750$120,875
Major Home Updates or Advancements$194750$145,050

It's important to understand that when you estimate your replacement cost of your home in the 75964 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75964

Best Home & Auto Insurance Agencies in 75964

Housing Demographics for 75964

Population Review for 75964 Zip Code

For the city of Nacogdoches, the population within 75964 has increased to over 22,279 residents in population size. The current population total is 19,986. We have broken down the population based on race below. In 75964, there are over 9850 in male population and 10136 females.

PopulationValues
Total Population19,986
White Population9796
Black Population3316
Hispanic Population7574
Asian Population119
Hawaiian Population2
Indian Population159
Other Population4145
Male Population9850
Female Population10136
Population Estimate22279

Household Data for 75964

The average number of homes in 75964 is around 7,224, there are an average of 2.72 per household. The average house value according to local real estate values is around $96,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,224
Persons Per Household2.72
Average House Value$96,700
Income Per Household$52825
Median Age34.9
Median Age Male34.2
Median Age Female35.6
75964 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code936
CityNacogdoches
City Alias NameNACOGDOCHES
CountyNacogdoches
County FIPS347
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA34860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNacogdoches, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses267
Number Of Employees3595
Business First Quarter Payroll32581
Business Annual Payroll154534
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population64524
CBSA Division Population0
Congressional District17
Congressional LandArea7651.16
Delivery Residential8191
Delivery Business468
Delivery Total8659
Preferred Last Line KeyW24834
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24834
Land Area222.548000
Water Area2.703000
City Alias Code
City Mixed CaseNacogdoches
City Alias Mixed CaseNacogdoches
Box Count0
SFDU7594
MFDU440
State ANSI48
County ANSI347
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number486220
Unique ZIP Name
SSA State County Code45810
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseNacogdoches

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]