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76020 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 76020? Our rates are very competitive for homeowners living in Azle, TX. Many homeowners based out of your 76020 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 76020 should appear in the zip code field ready to go. For Azle, TX Home Insurance Rate Quotes click to review the best rates and service online!

76020 Average Premium is Rated: Very High!

Homeowners living in 76020 can easily save up to 40% off the average home insurance premium of $1517 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Azle that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 76020 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 76020!

76020 Home Insurance Average Premiums

Local 76020 homeowners insurance quotes comparison

$1267 /yr.

Shows Zip Code: 76020 lowest rates with discounts applied on average.

For the 76020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1267 /yr.
Average Coverage:$1517 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1817 /yr.

What is the average home insurance cost for a home in 76020?

  • • The average homeowners insurance premium paid annually for a home in 76020 is around $1517 per year.

What does it cost on average per month for home insurance in 76020?

  • • Homeowners in 76020 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 76020?

  • • Autoowners in 76020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Azle area, check out other zip codes nearby 76020.
Review average rates in another zip code:
76020 homeowners insurance rates

Home Replacement Cost Coverage in 76020

Average Building Cost Per Square Foot in 76020: $129

Location: Azle, Texas (Tarrant County)

Average Square Footage in 76020: 1,556 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76020 before you start any project. Azle homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,556 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Azle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,556$200,700
Additional Upgrades & Added Features$1611,556$250,875
Major Home Updates or Advancements$1941,556$301,050

It's important to understand that when you estimate your replacement cost of your home in the 76020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76020

Best Home & Auto Insurance Agencies in 76020

Hogye Hogle-Farmers Insurance

Address: 167 West Main Street Azle, TX 76020
Phone:
Website:
Info:

Carter, Haley B - State Farm Insurance Agent

Address: 328 W Main St, #1 Azle, TX 76020
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=437807
Info:

Allstate Insurance Companies - Sales Offices

Address: 408 Boyd Ct Azle, TX 76020
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

ACE Cash Express

Address: 3204 N Main St Fort Worth, TX 76020
Phone:
Website: http://www.acecashexpress.com/
Info:

James Silva-Farmers Insurance

Address: 252 West Main Street Azle, TX 76020
Phone:
Website: http://www.farmersagent.com/jsilva/
Info:

Housing Demographics for 76020

Population Review for 76020 Zip Code

For the city of Azle, the population within 76020 has increased to over 37,501 residents in population size. The current population total is 33,469. We have broken down the population based on race below. In 76020, there are over 16596 in male population and 16873 females.

PopulationValues
Total Population33,469
White Population27923
Black Population412
Hispanic Population4438
Asian Population225
Hawaiian Population23
Indian Population275
Other Population1328
Male Population16596
Female Population16873
Population Estimate37501

Household Data for 76020

The average number of homes in 76020 is around 12,604, there are an average of 2.64 per household. The average house value according to local real estate values is around $200,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,604
Persons Per Household2.64
Average House Value$200,700
Income Per Household$80840
Median Age41.8
Median Age Male40.7
Median Age Female42.9
76020 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/682
CityAzle
City Alias NameAZLE
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses499
Number Of Employees4513
Business First Quarter Payroll40354
Business Annual Payroll174729
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12|26
Congressional LandArea1441.16|907.15
Delivery Residential14205
Delivery Business596
Delivery Total14729
Preferred Last Line KeyW22825
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW22825
Land Area64.916000
Water Area4.559000
City Alias Code
City Mixed CaseAzle
City Alias Mixed CaseAzle
Box Count0
SFDU11134
MFDU595
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480460
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]