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Homeowners Insurance in 76022

In Bedford, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 76022 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 76022 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 76022 should appear in the zip code field ready to go.

76022 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1532. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Bedford home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 76022 Home Insurance Rates Now!

Best 3 Options to Compare in 76022

If you want homeowners insurance quotes within the city of Bedford or in the 76022 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Bedford, TX.

76022 Home Insurance Average Premiums

Local 76022 homeowners insurance quotes comparison

$1282 /yr.

Shows Zip Code: 76022 lowest rates with discounts applied on average.

For the 76022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1282 /yr.
Average Coverage:$1532 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1832 /yr.

What is the average home insurance cost for a home in 76022?

  • • The average homeowners insurance premium paid annually for a home in 76022 is around $1532 per year.

What does it cost on average per month for home insurance in 76022?

  • • Homeowners in 76022 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 76022?

  • • Autoowners in 76022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bedford area, check out other zip codes nearby 76022.
Review average rates in another zip code:
76021 homeowners insurance rates
76022 homeowners insurance rates

Home Replacement Cost Coverage in 76022

Average Building Cost Per Square Foot in 76022: $129

Location: Bedford, Texas (Tarrant County)

Average Square Footage in 76022: 1,571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76022 before you start any project. Bedford homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,571 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bedford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,571$202,700
Additional Upgrades & Added Features$1611,571$253,375
Major Home Updates or Advancements$1941,571$304,050

It's important to understand that when you estimate your replacement cost of your home in the 76022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76022

Best Home & Auto Insurance Agencies in 76022

Housing Demographics for 76022

Population Review for 76022 Zip Code

For the city of Bedford, the population within 76022 has increased to over 15,009 residents in population size. The current population total is 14,692. We have broken down the population based on race below. In 76022, there are over 6945 in male population and 7747 females.

PopulationValues
Total Population14,692
White Population8649
Black Population2197
Hispanic Population3053
Asian Population542
Hawaiian Population201
Indian Population117
Other Population1047
Male Population6945
Female Population7747
Population Estimate15009

Household Data for 76022

The average number of homes in 76022 is around 6,072, there are an average of 2.40 per household. The average house value according to local real estate values is around $202,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,072
Persons Per Household2.40
Average House Value$202,700
Income Per Household$67489
Median Age37.0
Median Age Male35.5
Median Age Female38.2
76022 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/682
CityBedford
City Alias NameBEDFORD
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses342
Number Of Employees4936
Business First Quarter Payroll66154
Business Annual Payroll298374
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District24
Congressional LandArea262.76
Delivery Residential6254
Delivery Business423
Delivery Total7575
Preferred Last Line KeyW22890
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW22890
Land Area2.697000
Water Area0.000000
City Alias Code
City Mixed CaseBedford
City Alias Mixed CaseBedford
Box Count0
SFDU3271
MFDU2110
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480625
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]