Get multiple home insurance quotes in 76053. Our licensed 76053, TX agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 76053

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 76053, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Hurst, TX from a list of top tier nationwide insurers.

Our Texas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 76053 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 76053

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hurst, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

76053 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Hurst we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 76053, homeowners are seeing rates around 1544 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 76053!

76053 Home Insurance Average Premiums

Local 76053 homeowners insurance quotes comparison

$1294 /yr.

Shows Zip Code: 76053 lowest rates with discounts applied on average.

For the 76053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1294 /yr.
Average Coverage:$1544 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1844 /yr.

What is the average home insurance cost for a home in 76053?

  • • The average homeowners insurance premium paid annually for a home in 76053 is around $1544 per year.

What does it cost on average per month for home insurance in 76053?

  • • Homeowners in 76053 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 76053?

  • • Autoowners in 76053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hurst area, check out other zip codes nearby 76053.
Review average rates in another zip code:
76054 homeowners insurance rates
76053 homeowners insurance rates

Home Replacement Cost Coverage in 76053

Average Building Cost Per Square Foot in 76053: $129

Location: Hurst, Texas (Tarrant County)

Average Square Footage in 76053: 1,471 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76053 before you start any project. Hurst homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,471 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,471$189,700
Additional Upgrades & Added Features$1611,471$237,125
Major Home Updates or Advancements$1941,471$284,550

It's important to understand that when you estimate your replacement cost of your home in the 76053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76053

Best Home & Auto Insurance Agencies in 76053

Cadenhead Shreffler

Address: PO Box 1119 Hurst, TX 76053
Phone:
Website: http://www.cadenheadshreffler.com
Info:

Housing Demographics for 76053

Population Review for 76053 Zip Code

For the city of Hurst, the population within 76053 has increased to over 33,271 residents in population size. The current population total is 31,935. We have broken down the population based on race below. In 76053, there are over 15485 in male population and 16450 females.

PopulationValues
Total Population31,935
White Population17293
Black Population4335
Hispanic Population9089
Asian Population1397
Hawaiian Population270
Indian Population285
Other Population3502
Male Population15485
Female Population16450
Population Estimate33271

Household Data for 76053

The average number of homes in 76053 is around 12,054, there are an average of 2.64 per household. The average house value according to local real estate values is around $189,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,054
Persons Per Household2.64
Average House Value$189,700
Income Per Household$58256
Median Age35.8
Median Age Male34.9
Median Age Female36.7
76053 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/682
CityHurst
City Alias NameHURST
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses835
Number Of Employees10424
Business First Quarter Payroll93426
Business Annual Payroll418782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12|24|33
Congressional LandArea1441.16|262.76|211.94
Delivery Residential12603
Delivery Business1207
Delivery Total20277
Preferred Last Line KeyW24153
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW24153
Land Area8.147000
Water Area0.087000
City Alias Code
City Mixed CaseHurst
City Alias Mixed CaseHurst
Box Count359
SFDU7239
MFDU2267
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484225
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]