Get multiple home insurance quotes in 76085. Our licensed 76085, TX agents are ready to serve you.

Compare 76085 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 76085 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,547/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 76085 zip code, the population size is around 12,249 with 4,407 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 76085.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Weatherford, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

76085 Home Insurance Average Premiums

Local 76085 homeowners insurance quotes comparison

$1297 /yr.

Shows Zip Code: 76085 lowest rates with discounts applied on average.

For the 76085, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1297 /yr.
Average Coverage:$1547 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1847 /yr.

What is the average home insurance cost for a home in 76085?

  • • The average homeowners insurance premium paid annually for a home in 76085 is around $1547 per year.

What does it cost on average per month for home insurance in 76085?

  • • Homeowners in 76085 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 76085?

  • • Autoowners in 76085 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weatherford area, check out other zip codes nearby 76085.
Review average rates in another zip code:
76087 homeowners insurance rates
76086 homeowners insurance rates
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Home Replacement Cost Coverage in 76085

Average Building Cost Per Square Foot in 76085: $129

Location: Weatherford, Texas (Parker County)

Average Square Footage in 76085: 2,063 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76085 before you start any project. Weatherford homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76085 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76085 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,063 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weatherford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,063$266,100
Additional Upgrades & Added Features$1612,063$332,625
Major Home Updates or Advancements$1942,063$399,150

It's important to understand that when you estimate your replacement cost of your home in the 76085 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76085

Best Home & Auto Insurance Agencies in 76085

Housing Demographics for 76085

Population Review for 76085 Zip Code

For the city of Weatherford, the population within 76085 has increased to over 14,873 residents in population size. The current population total is 12,249. We have broken down the population based on race below. In 76085, there are over 6106 in male population and 6143 females.

PopulationValues
Total Population12,249
White Population9974
Black Population107
Hispanic Population1915
Asian Population62
Hawaiian Population11
Indian Population109
Other Population764
Male Population6106
Female Population6143
Population Estimate14873

Household Data for 76085

The average number of homes in 76085 is around 4,407, there are an average of 2.78 per household. The average house value according to local real estate values is around $266,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,407
Persons Per Household2.78
Average House Value$266,100
Income Per Household$84339
Median Age40.9
Median Age Male40.5
Median Age Female41.5
76085 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/682
CityWeatherford
City Alias NameWEATHERFORD
CountyParker
County FIPS367
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees799
Business First Quarter Payroll8333
Business Annual Payroll40585
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12
Congressional LandArea1441.16
Delivery Residential5350
Delivery Business120
Delivery Total8372
Preferred Last Line KeyW26241
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW26241
Land Area65.343000
Water Area0.221000
City Alias Code
City Mixed CaseWeatherford
City Alias Mixed CaseWeatherford
Box Count0
SFDU4191
MFDU20
State ANSI48
County ANSI367
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number489505
Unique ZIP Name
SSA State County Code45843
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseParker

Texas Homeowners Insurance News & Information

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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