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If you live in the 76180 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of North Richland Hills have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TX licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 76180 and then compare quotes from a variety of nationwide insurance companies.

76180 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 76180 the average premium for homeowners coverage is $1548 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 76180. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 76180 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best North Richland Hills, TX home insurance quotes in your area.

76180 Home Insurance Average Premiums

Local 76180 homeowners insurance quotes comparison

$1298 /yr.

Shows Zip Code: 76180 lowest rates with discounts applied on average.

For the 76180, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1298 /yr.
Average Coverage:$1548 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1848 /yr.

What is the average home insurance cost for a home in 76180?

  • • The average homeowners insurance premium paid annually for a home in 76180 is around $1548 per year.

What does it cost on average per month for home insurance in 76180?

  • • Homeowners in 76180 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 76180?

  • • Autoowners in 76180 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Richland Hills area, check out other zip codes nearby 76180.
Review average rates in another zip code:
76182 homeowners insurance rates
76180 homeowners insurance rates

Home Replacement Cost Coverage in 76180

Average Building Cost Per Square Foot in 76180: $129

Location: North Richland Hills, Texas (Tarrant County)

Average Square Footage in 76180: 1,720 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76180 before you start any project. North Richland Hills homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76180 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76180 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,720 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Richland Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,720$221,900
Additional Upgrades & Added Features$1611,720$277,375
Major Home Updates or Advancements$1941,720$332,850

It's important to understand that when you estimate your replacement cost of your home in the 76180 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76180

Allstate Insurance - Gordon Davis- CLTC

Address: 8412 Davis Blvd Suite 130 North Richland Hills, TX 76180
Phone: (817)656-2531
Website:

Best Home & Auto Insurance Agencies in 76180

Allstate Insurance Companies

Address: 8226 Bedford Euless Rd North Richland Hills, TX 76180
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Ash Azer

Address: 8401 Grapevine Hwy North Richland Hills, TX 76180
Phone:
Website:
Info:

Smith Jr, Macon A - State Farm Insurance Agent

Address: 5222 Rufe Snow Dr North Richland Hills, TX 76180
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=433903
Info:

Housing Demographics for 76180

Population Review for 76180 Zip Code

For the city of North Richland Hills, the population within 76180 has increased to over 40,735 residents in population size. The current population total is 37,087. We have broken down the population based on race below. In 76180, there are over 17826 in male population and 19261 females.

PopulationValues
Total Population37,087
White Population23662
Black Population3538
Hispanic Population8009
Asian Population1785
Hawaiian Population142
Indian Population357
Other Population2672
Male Population17826
Female Population19261
Population Estimate40735

Household Data for 76180

The average number of homes in 76180 is around 15,302, there are an average of 2.40 per household. The average house value according to local real estate values is around $221,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,302
Persons Per Household2.40
Average House Value$221,900
Income Per Household$67384
Median Age37.0
Median Age Male34.8
Median Age Female39.1
76180 DetailsValues
StateTX
State Full NameTexas
City TypeB
City Alias AbbreviationN RICHLND HLS
Area Code817/682
CityNorth Richland Hills
City Alias NameNORTH RICHLAND HILLS
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses957
Number Of Employees16466
Business First Quarter Payroll187724
Business Annual Payroll777714
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12|24
Congressional LandArea1441.16|262.76
Delivery Residential16973
Delivery Business1100
Delivery Total27187
Preferred Last Line KeyW24945
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW24945
Land Area9.301000
Water Area0.035000
City Alias Code
City Mixed CaseNorth Richland Hills
City Alias Mixed CaseNorth Richland Hills
Box Count0
SFDU7741
MFDU6606
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483220
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]