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76226 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 76226 zip code it's important to know that our rates are very competitive for homeowners living in Argyle, TX. Many homeowners based out of your 76226 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 76226 should appear in the zip code field ready to go. For Argyle, TX Homeowners Insurance Quotes nearby, we offer the best rates and service.

76226: Average Home Insurance Rates

For homeowners living in the great city of Argyle, the average homeowners policy is considered very high in comparison to other states. Texas premiums are estimated to be around $1517 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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76226 Home Insurance Average Premiums

Local 76226 homeowners insurance quotes comparison

$1267 /yr.

Shows Zip Code: 76226 lowest rates with discounts applied on average.

For the 76226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1267 /yr.
Average Coverage:$1517 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1817 /yr.

What is the average home insurance cost for a home in 76226?

  • • The average homeowners insurance premium paid annually for a home in 76226 is around $1517 per year.

What does it cost on average per month for home insurance in 76226?

  • • Homeowners in 76226 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 76226?

  • • Autoowners in 76226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Argyle area, check out other zip codes nearby 76226.
Review average rates in another zip code:
76226 homeowners insurance rates

Home Replacement Cost Coverage in 76226

Average Building Cost Per Square Foot in 76226: $129

Location: Argyle, Texas (Denton County)

Average Square Footage in 76226: 3,372 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76226 before you start any project. Argyle homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,372 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Argyle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,372$435,000
Additional Upgrades & Added Features$1613,372$543,750
Major Home Updates or Advancements$1943,372$652,500

It's important to understand that when you estimate your replacement cost of your home in the 76226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76226

Best Home & Auto Insurance Agencies in 76226

Housing Demographics for 76226

Population Review for 76226 Zip Code

For the city of Argyle, the population within 76226 has increased to over 49,788 residents in population size. The current population total is 37,214. We have broken down the population based on race below. In 76226, there are over 18408 in male population and 18806 females.

PopulationValues
Total Population37,214
White Population29310
Black Population1195
Hispanic Population4313
Asian Population1623
Hawaiian Population23
Indian Population265
Other Population957
Male Population18408
Female Population18806
Population Estimate49788

Household Data for 76226

The average number of homes in 76226 is around 11,927, there are an average of 3.12 per household. The average house value according to local real estate values is around $435,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,927
Persons Per Household3.12
Average House Value$435,000
Income Per Household$145582
Median Age37.6
Median Age Male37.1
Median Age Female38.0
76226 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940
CityArgyle
City Alias NameARGYLE
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses720
Number Of Employees4969
Business First Quarter Payroll50763
Business Annual Payroll242155
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District26
Congressional LandArea907.15
Delivery Residential15958
Delivery Business587
Delivery Total17051
Preferred Last Line KeyW22780
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW22780
Land Area49.784000
Water Area0.640000
City Alias Code
City Mixed CaseArgyle
City Alias Mixed CaseArgyle
Box Count381
SFDU10930
MFDU0
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number480330
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]