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Home Insurance in 76227

Our rates are very competitive for homeowners living in the 76227 zip code. Many homeowners based out of Aubrey, TX have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our TX licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 76227 should appear in the zip code field ready to go.

76227 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Aubrey area? The average homeowners premium in 76227 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 76227, you can expect to pay around $1468 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 76227 Today!

Get Home Insurance Quotes in 76227

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Texas. Start your 76227 home insurance shopping today!

  1. Aubrey, TX Home Insurance Quotes

76227 Home Insurance Average Premiums

Local 76227 homeowners insurance quotes comparison

$1218 /yr.

Shows Zip Code: 76227 lowest rates with discounts applied on average.

For the 76227, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1218 /yr.
Average Coverage:$1468 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1768 /yr.

What is the average home insurance cost for a home in 76227?

  • • The average homeowners insurance premium paid annually for a home in 76227 is around $1468 per year.

What does it cost on average per month for home insurance in 76227?

  • • Homeowners in 76227 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 76227?

  • • Autoowners in 76227 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aubrey area, check out other zip codes nearby 76227.
Review average rates in another zip code:
76227 homeowners insurance rates

Home Replacement Cost Coverage in 76227

Average Building Cost Per Square Foot in 76227: $129

Location: Aubrey, Texas (Denton County)

Average Square Footage in 76227: 2,174 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76227 before you start any project. Aubrey homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76227 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76227 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,174 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aubrey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,174$280,500
Additional Upgrades & Added Features$1612,174$350,625
Major Home Updates or Advancements$1942,174$420,750

It's important to understand that when you estimate your replacement cost of your home in the 76227 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76227

Best Home & Auto Insurance Agencies in 76227

Michael Morgan-Farmers Insurance

Address: 10350 Cedar Lake Dr Providence Village, TX 76227
Phone:
Website: http://www.farmersagent.com/mmorgan1/
Info:

Russell Shaul - State Farm

Address: 26795 Us Highway 380 E, Ste 1000 Aubrey, TX 76227
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Company - Mark Tucker

Address: Hickory Creek, TX 76227
Phone:
Website: http://www.allstateagencies.com/049266?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Jeffrey Baird

Address: Frisco, TX 76227
Phone:
Website: http://www.allstateagencies.com/018018?cid=OTC-YP.com-IYP&att=TL
Info:

ACE Cash Express

Address: Denton, TX 76227
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 76227

Population Review for 76227 Zip Code

For the city of Aubrey, the population within 76227 has increased to over 83,498 residents in population size. The current population total is 47,118. We have broken down the population based on race below. In 76227, there are over 22599 in male population and 24519 females.

PopulationValues
Total Population47,118
White Population29049
Black Population7806
Hispanic Population8249
Asian Population1130
Hawaiian Population56
Indian Population364
Other Population2544
Male Population22599
Female Population24519
Population Estimate83498

Household Data for 76227

The average number of homes in 76227 is around 16,020, there are an average of 2.94 per household. The average house value according to local real estate values is around $280,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,020
Persons Per Household2.94
Average House Value$280,500
Income Per Household$99424
Median Age33.3
Median Age Male32.4
Median Age Female34.1
76227 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940
CityAubrey
City Alias NameAUBREY
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses594
Number Of Employees5110
Business First Quarter Payroll45205
Business Annual Payroll204959
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District26
Congressional LandArea907.15
Delivery Residential28401
Delivery Business558
Delivery Total34279
Preferred Last Line KeyW22812
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW22812
Land Area78.518000
Water Area4.160000
City Alias Code
City Mixed CaseAubrey
City Alias Mixed CaseAubrey
Box Count392
SFDU11594
MFDU3573
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number480410
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]