Get multiple home insurance quotes in 76253. Our licensed 76253, TX agents are ready to serve you.

76253, TX Homeowners Insurance Rates

With a population size of 191 and with 79 occupied homes in the 76253 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Myra, TX are around $1,535 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Myra, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Myra, TX.

For Texas home insurance information, including average Myra home insurance rates, coverage options or the different homeowners insurance types, please select Myra, TX Home Insurance Quotes Now!

76253 Home Insurance Average Premiums

Local 76253 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 76253 lowest rates with discounts applied on average.

For the 76253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 76253?

  • • The average homeowners insurance premium paid annually for a home in 76253 is around $1535 per year.

What does it cost on average per month for home insurance in 76253?

  • • Homeowners in 76253 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 76253?

  • • Autoowners in 76253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Myra area, check out other zip codes nearby 76253.
Review average rates in another zip code:
76253 homeowners insurance rates

Home Replacement Cost Coverage in 76253

Average Building Cost Per Square Foot in 76253: $129

Location: Myra, Texas (Cooke County)

Average Square Footage in 76253: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76253 before you start any project. Myra homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Myra area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 76253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76253

Best Home & Auto Insurance Agencies in 76253

Housing Demographics for 76253

Population Review for 76253 Zip Code

For the city of Myra, the population within 76253 has increased to over 0 residents in population size. The current population total is 191. We have broken down the population based on race below. In 76253, there are over 86 in male population and 105 females.

PopulationValues
Total Population191
White Population166
Black Population2
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population86
Female Population105
Population Estimate0

Household Data for 76253

The average number of homes in 76253 is around 79, there are an average of 2.42 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household2.42
Average House Value$165,000
Income Per Household$57917
Median Age50.1
Median Age Male47.7
Median Age Female52.3
76253 DetailsValues
StateTX
State Full NameTexas
City TypeZ
City Alias Abbreviation
Area Code940
CityMyra
City Alias NameMYRA
CountyCooke
County FIPS097
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA206
CBSA23620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGainesville, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38437
CBSA Division Population0
Congressional District26
Congressional LandArea907.15
Delivery Residential0
Delivery Business0
Delivery Total55
Preferred Last Line KeyW24833
Classification CodeP
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_Name
City State KeyW24833
Land Area0.406000
Water Area0.000000
City Alias Code
City Mixed CaseMyra
City Alias Mixed CaseMyra
Box Count54
SFDU0
MFDU0
State ANSI48
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number486210
Unique ZIP Name
SSA State County Code45340
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID19
County Mixed CaseCooke

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]