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76442 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 76442? There are over 3,001 occupied homes in the 76442 area. With a population size of 7,573, it's not uncommon for residence of Comanche, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,492 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 76442 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Comanche, TX Home Insurance Rate Quotes

76442 Home Insurance Average Premiums

Local 76442 homeowners insurance quotes comparison

$1242 /yr.

Shows Zip Code: 76442 lowest rates with discounts applied on average.

For the 76442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1242 /yr.
Average Coverage:$1492 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1792 /yr.

What is the average home insurance cost for a home in 76442?

  • • The average homeowners insurance premium paid annually for a home in 76442 is around $1492 per year.

What does it cost on average per month for home insurance in 76442?

  • • Homeowners in 76442 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 76442?

  • • Autoowners in 76442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Comanche area, check out other zip codes nearby 76442.
Review average rates in another zip code:
76442 homeowners insurance rates

Home Replacement Cost Coverage in 76442

Average Building Cost Per Square Foot in 76442: $129

Location: Comanche, Texas (Comanche County)

Average Square Footage in 76442: 865 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76442 before you start any project. Comanche homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 865 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Comanche area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129865$111,600
Additional Upgrades & Added Features$161865$139,500
Major Home Updates or Advancements$194865$167,400

It's important to understand that when you estimate your replacement cost of your home in the 76442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76442

Best Home & Auto Insurance Agencies in 76442

Housing Demographics for 76442

Population Review for 76442 Zip Code

For the city of Comanche, the population within 76442 has increased to over 8,022 residents in population size. The current population total is 7,573. We have broken down the population based on race below. In 76442, there are over 3742 in male population and 3831 females.

PopulationValues
Total Population7,573
White Population5591
Black Population26
Hispanic Population2347
Asian Population31
Hawaiian Population1
Indian Population63
Other Population850
Male Population3742
Female Population3831
Population Estimate8022

Household Data for 76442

The average number of homes in 76442 is around 3,001, there are an average of 2.49 per household. The average house value according to local real estate values is around $111,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,001
Persons Per Household2.49
Average House Value$111,600
Income Per Household$57704
Median Age44.7
Median Age Male43.5
Median Age Female45.5
76442 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325/254
CityComanche
City Alias NameCOMANCHE
CountyComanche
County FIPS093
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses167
Number Of Employees1814
Business First Quarter Payroll16717
Business Annual Payroll76348
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11|25|31
Congressional LandArea27832.17|7620.7|2154.49
Delivery Residential3222
Delivery Business186
Delivery Total3913
Preferred Last Line KeyW23308
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW23308
Land Area434.351000
Water Area5.958000
City Alias Code
City Mixed CaseComanche
City Alias Mixed CaseComanche
Box Count368
SFDU3064
MFDU17
State ANSI48
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number481910
Unique ZIP Name
SSA State County Code45321
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseComanche

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]