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Compare 76443 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cross Plains just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 784 neighbors looking to save on their home insurance policy in the local 76443 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 76443. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cross Plains, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cross Plains, TX

76443 Home Insurance Average Premiums

Local 76443 homeowners insurance quotes comparison

$1240 /yr.

Shows Zip Code: 76443 lowest rates with discounts applied on average.

For the 76443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1240 /yr.
Average Coverage:$1490 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1790 /yr.

What is the average home insurance cost for a home in 76443?

  • • The average homeowners insurance premium paid annually for a home in 76443 is around $1490 per year.

What does it cost on average per month for home insurance in 76443?

  • • Homeowners in 76443 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 76443?

  • • Autoowners in 76443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cross Plains area, check out other zip codes nearby 76443.
Review average rates in another zip code:
76443 homeowners insurance rates

Home Replacement Cost Coverage in 76443

Average Building Cost Per Square Foot in 76443: $129

Location: Cross Plains, Texas (Callahan County)

Average Square Footage in 76443: 764 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76443 before you start any project. Cross Plains homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 764 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cross Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129764$98,600
Additional Upgrades & Added Features$161764$123,250
Major Home Updates or Advancements$194764$147,900

It's important to understand that when you estimate your replacement cost of your home in the 76443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76443

Best Home & Auto Insurance Agencies in 76443

Housing Demographics for 76443

Population Review for 76443 Zip Code

For the city of Cross Plains, the population within 76443 has increased to over 1,487 residents in population size. The current population total is 1,685. We have broken down the population based on race below. In 76443, there are over 869 in male population and 816 females.

PopulationValues
Total Population1,685
White Population1549
Black Population0
Hispanic Population111
Asian Population2
Hawaiian Population0
Indian Population11
Other Population46
Male Population869
Female Population816
Population Estimate1487

Household Data for 76443

The average number of homes in 76443 is around 784, there are an average of 2.15 per household. The average house value according to local real estate values is around $98,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode784
Persons Per Household2.15
Average House Value$98,600
Income Per Household$44625
Median Age50.0
Median Age Male49.9
Median Age Female50.1
76443 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code254
CityCross Plains
City Alias NameCROSS PLAINS
CountyCallahan
County FIPS059
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA101
CBSA10180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAbilene, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees229
Business First Quarter Payroll1332
Business Annual Payroll5717
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population165252
CBSA Division Population0
Congressional District11|25
Congressional LandArea27832.17|7620.7
Delivery Residential692
Delivery Business28
Delivery Total1230
Preferred Last Line KeyW23386
Classification Code
Multi-CountyY
CSA NameAbilene-Sweetwater, TX
CBSA_DIV_Name
City State KeyW23386
Land Area139.965000
Water Area0.401000
City Alias Code
City Mixed CaseCross Plains
City Alias Mixed CaseCross Plains
Box Count306
SFDU692
MFDU0
State ANSI48
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number482155
Unique ZIP Name
SSA State County Code45230
Medicare CBSA Code10180
Medicare CBSA NameAbilene, TX
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCallahan

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]