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Homeowners Insurance in 76525

Getting the most affordable home insurance rates in 76525 just got easier for Evant, TX home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Evant. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-502-7287 For Evant, TX Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 76525

When discussing Texas homeowners insurance rates, Evant residents are finding new ways to save time and money by discovering lower rates when they shop online. Texas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 4. Residents that live within the 76525 zipcode are currently paying $1471 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Evant does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

76525 Home Insurance Average Premiums

Local 76525 homeowners insurance quotes comparison

$1221 /yr.

Shows Zip Code: 76525 lowest rates with discounts applied on average.

For the 76525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1221 /yr.
Average Coverage:$1471 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1771 /yr.

What is the average home insurance cost for a home in 76525?

  • • The average homeowners insurance premium paid annually for a home in 76525 is around $1471 per year.

What does it cost on average per month for home insurance in 76525?

  • • Homeowners in 76525 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 76525?

  • • Autoowners in 76525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evant area, check out other zip codes nearby 76525.
Review average rates in another zip code:
76525 homeowners insurance rates

Home Replacement Cost Coverage in 76525

Average Building Cost Per Square Foot in 76525: $129

Location: Evant, Texas (Coryell County)

Average Square Footage in 76525: 891 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76525 before you start any project. Evant homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 891 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evant area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129891$115,000
Additional Upgrades & Added Features$161891$143,750
Major Home Updates or Advancements$194891$172,500

It's important to understand that when you estimate your replacement cost of your home in the 76525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76525

Best Home & Auto Insurance Agencies in 76525

Housing Demographics for 76525

Population Review for 76525 Zip Code

For the city of Evant, the population within 76525 has increased to over 1,259 residents in population size. The current population total is 1,021. We have broken down the population based on race below. In 76525, there are over 510 in male population and 511 females.

PopulationValues
Total Population1,021
White Population848
Black Population4
Hispanic Population166
Asian Population5
Hawaiian Population0
Indian Population9
Other Population65
Male Population510
Female Population511
Population Estimate1259

Household Data for 76525

The average number of homes in 76525 is around 397, there are an average of 2.57 per household. The average house value according to local real estate values is around $115,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode397
Persons Per Household2.57
Average House Value$115,000
Income Per Household$68750
Median Age48.6
Median Age Male48.9
Median Age Female48.4
76525 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code512/254/737/325
CityEvant
City Alias NameEVANT
CountyCoryell
County FIPS099
State FIPS48
Time Zone6
Day Light SavingY
MSA3810
PMSA
CSA
CBSA28660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKilleen-Temple, TX
MSA_NameKilleen-Temple, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees127
Business First Quarter Payroll834
Business Annual Payroll3512
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population405300
CBSA Division Population0
Congressional District11|31
Congressional LandArea27832.17|2154.49
Delivery Residential490
Delivery Business10
Delivery Total639
Preferred Last Line KeyW23684
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW23684
Land Area158.806000
Water Area0.051000
City Alias Code
City Mixed CaseEvant
City Alias Mixed CaseEvant
Box Count102
SFDU438
MFDU0
State ANSI48
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number482970
Unique ZIP Name
SSA State County Code45341
Medicare CBSA Code28660
Medicare CBSA NameKilleen-Temple, TX
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCoryell

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]