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Home Insurance Rates in 76534

For homeowners shopping online in 76534, our insurance rates are very competitive for homeowners living in Holland, TX. Many homeowners based out of the great city of Holland have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 76534, simply click the "Get Multiple Quotes Now" button. Your 76534 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Holland, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

76534 Home Insurance Rating is: Very High!

If you live in 76534, you can easily save up to 40% off the average home insurance premium of $1473 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Holland can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 76534 today!

Get Multiple Home Insurance Rates in 76534!

76534 Home Insurance Average Premiums

Local 76534 homeowners insurance quotes comparison

$1223 /yr.

Shows Zip Code: 76534 lowest rates with discounts applied on average.

For the 76534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1223 /yr.
Average Coverage:$1473 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1773 /yr.

What is the average home insurance cost for a home in 76534?

  • • The average homeowners insurance premium paid annually for a home in 76534 is around $1473 per year.

What does it cost on average per month for home insurance in 76534?

  • • Homeowners in 76534 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 76534?

  • • Autoowners in 76534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holland area, check out other zip codes nearby 76534.
Review average rates in another zip code:
76534 homeowners insurance rates

Home Replacement Cost Coverage in 76534

Average Building Cost Per Square Foot in 76534: $129

Location: Holland, Texas (Bell County)

Average Square Footage in 76534: 1,309 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76534 before you start any project. Holland homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,309 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,309$168,900
Additional Upgrades & Added Features$1611,309$211,125
Major Home Updates or Advancements$1941,309$253,350

It's important to understand that when you estimate your replacement cost of your home in the 76534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76534

Best Home & Auto Insurance Agencies in 76534

Housing Demographics for 76534

Population Review for 76534 Zip Code

For the city of Holland, the population within 76534 has increased to over 2,366 residents in population size. The current population total is 2,659. We have broken down the population based on race below. In 76534, there are over 1330 in male population and 1329 females.

PopulationValues
Total Population2,659
White Population2136
Black Population64
Hispanic Population446
Asian Population6
Hawaiian Population1
Indian Population17
Other Population210
Male Population1330
Female Population1329
Population Estimate2366

Household Data for 76534

The average number of homes in 76534 is around 993, there are an average of 2.68 per household. The average house value according to local real estate values is around $168,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode993
Persons Per Household2.68
Average House Value$168,900
Income Per Household$71250
Median Age42.9
Median Age Male41.1
Median Age Female45.0
76534 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code254
CityHolland
City Alias NameHOLLAND
CountyBell
County FIPS027
State FIPS48
Time Zone6
Day Light SavingY
MSA3810
PMSA
CSA
CBSA28660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKilleen-Temple, TX
MSA_NameKilleen-Temple, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees227
Business First Quarter Payroll2141
Business Annual Payroll9805
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population405300
CBSA Division Population0
Congressional District17|31
Congressional LandArea7651.16|2154.49
Delivery Residential883
Delivery Business22
Delivery Total1270
Preferred Last Line KeyW24113
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW24113
Land Area87.551000
Water Area0.792000
City Alias Code
City Mixed CaseHolland
City Alias Mixed CaseHolland
Box Count321
SFDU883
MFDU0
State ANSI48
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number484105
Unique ZIP Name
SSA State County Code45120
Medicare CBSA Code28660
Medicare CBSA NameKilleen-Temple, TX
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseBell

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