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76670 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 76670? There are over 512 occupied homes in the 76670 area. With a population size of 1,512, it's not uncommon for residence of Milford, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,531 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 76670 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Milford, TX Home Insurance Rate Quotes

76670 Home Insurance Average Premiums

Local 76670 homeowners insurance quotes comparison

$1281 /yr.

Shows Zip Code: 76670 lowest rates with discounts applied on average.

For the 76670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1281 /yr.
Average Coverage:$1531 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1831 /yr.

What is the average home insurance cost for a home in 76670?

  • • The average homeowners insurance premium paid annually for a home in 76670 is around $1531 per year.

What does it cost on average per month for home insurance in 76670?

  • • Homeowners in 76670 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 76670?

  • • Autoowners in 76670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milford area, check out other zip codes nearby 76670.
Review average rates in another zip code:
76670 homeowners insurance rates

Home Replacement Cost Coverage in 76670

Average Building Cost Per Square Foot in 76670: $129

Location: Milford, Texas (Ellis County)

Average Square Footage in 76670: 888 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76670 before you start any project. Milford homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 888 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129888$114,500
Additional Upgrades & Added Features$161888$143,125
Major Home Updates or Advancements$194888$171,750

It's important to understand that when you estimate your replacement cost of your home in the 76670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76670

Best Home & Auto Insurance Agencies in 76670

Housing Demographics for 76670

Population Review for 76670 Zip Code

For the city of Milford, the population within 76670 has increased to over 1,407 residents in population size. The current population total is 1,512. We have broken down the population based on race below. In 76670, there are over 777 in male population and 735 females.

PopulationValues
Total Population1,512
White Population889
Black Population192
Hispanic Population466
Asian Population8
Hawaiian Population2
Indian Population15
Other Population204
Male Population777
Female Population735
Population Estimate1407

Household Data for 76670

The average number of homes in 76670 is around 512, there are an average of 2.95 per household. The average house value according to local real estate values is around $114,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode512
Persons Per Household2.95
Average House Value$114,500
Income Per Household$53229
Median Age40.2
Median Age Male40.2
Median Age Female40.2
76670 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code254/469/972
CityMilford
City Alias NameMILFORD
CountyEllis
County FIPS139
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees150
Business First Quarter Payroll1740
Business Annual Payroll8432
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District06
Congressional LandArea2148.41
Delivery Residential477
Delivery Business2
Delivery Total825
Preferred Last Line KeyW24739
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24739
Land Area67.423000
Water Area0.711000
City Alias Code
City Mixed CaseMilford
City Alias Mixed CaseMilford
Box Count161
SFDU477
MFDU0
State ANSI48
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number485930
Unique ZIP Name
SSA State County Code45470
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseEllis

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]