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Quickly Revew Homeowners Insurance in 77096

If you own a home in Houston, TX you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 77096 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Texas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 77096 and start comparing rates now.

77096 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 77096 is $1485 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 77096 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Houston, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

77096 Home Insurance Average Premiums

Local 77096 homeowners insurance quotes comparison

$1235 /yr.

Shows Zip Code: 77096 lowest rates with discounts applied on average.

For the 77096, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1235 /yr.
Average Coverage:$1485 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1785 /yr.

What is the average home insurance cost for a home in 77096?

  • • The average homeowners insurance premium paid annually for a home in 77096 is around $1485 per year.

What does it cost on average per month for home insurance in 77096?

  • • Homeowners in 77096 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 77096?

  • • Autoowners in 77096 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77096.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 77096

Average Building Cost Per Square Foot in 77096: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77096: 2,829 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77096 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77096 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77096 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,829 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,829$364,900
Additional Upgrades & Added Features$1612,829$456,125
Major Home Updates or Advancements$1942,829$547,350

It's important to understand that when you estimate your replacement cost of your home in the 77096 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77096

Best Home & Auto Insurance Agencies in 77096

ACE Cash Express

Address: 9790 Fondren Rd Houston, TX 77096
Phone:
Website: http://www.acecashexpress.com/
Info:

Allstate

Address: 10101 Fondren Rd, #223 Houston, TX 77096
Phone:
Website: http://www.allstateagencies.com/LindaBrewster/Welcome/
Info:

Allstate Insurance Company - Sung Yi

Address: 9660 Hillcroft St Houston, TX 77096
Phone:
Website: http://www.allstateagencies.com/054785?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Linda Brewster

Address: 10101 Fondren Rd Houston, TX 77096
Phone:
Website: http://www.allstateagencies.com/039108?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Eden Misgina

Address: 4660 Beechnut St Houston, TX 77096
Phone:
Website: http://www.allstateagencies.com/047794?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 77096

Population Review for 77096 Zip Code

For the city of Houston, the population within 77096 has increased to over 38,031 residents in population size. The current population total is 34,510. We have broken down the population based on race below. In 77096, there are over 16242 in male population and 18268 females.

PopulationValues
Total Population34,510
White Population15583
Black Population7512
Hispanic Population8447
Asian Population3119
Hawaiian Population10
Indian Population201
Other Population3819
Male Population16242
Female Population18268
Population Estimate38031

Household Data for 77096

The average number of homes in 77096 is around 13,996, there are an average of 2.46 per household. The average house value according to local real estate values is around $364,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,996
Persons Per Household2.46
Average House Value$364,900
Income Per Household$71930
Median Age36.1
Median Age Male35.2
Median Age Female36.9
77096 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses638
Number Of Employees8142
Business First Quarter Payroll74779
Business Annual Payroll299166
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|09
Congressional LandArea161.94|165.64
Delivery Residential15460
Delivery Business763
Delivery Total32878
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area6.023000
Water Area0.057000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU7743
MFDU7643
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]