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77335 Homeowners Insurance Quotes & Rates

Goodrich residents living within the 828 homes available in the zip code of 77335 are shopping online to compare cheaper and more affordable Goodrich, TX home insurance rates. In the great city of Goodrich, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Texas is around $1,510 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 77335 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 77335 home insurance rates today! Please give us a call now at 1-866-502-7287. For Goodrich, TX Homeowners Insurance Quotes, Click to easily get started!

77335 Home Insurance Average Premiums

Local 77335 homeowners insurance quotes comparison

$1260 /yr.

Shows Zip Code: 77335 lowest rates with discounts applied on average.

For the 77335, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1260 /yr.
Average Coverage:$1510 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1810 /yr.

What is the average home insurance cost for a home in 77335?

  • • The average homeowners insurance premium paid annually for a home in 77335 is around $1510 per year.

What does it cost on average per month for home insurance in 77335?

  • • Homeowners in 77335 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77335?

  • • Autoowners in 77335 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goodrich area, check out other zip codes nearby 77335.
Review average rates in another zip code:
77335 homeowners insurance rates

Home Replacement Cost Coverage in 77335

Average Building Cost Per Square Foot in 77335: $129

Location: Goodrich, Texas (Polk County)

Average Square Footage in 77335: 805 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77335 before you start any project. Goodrich homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77335 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77335 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 805 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodrich area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129805$103,900
Additional Upgrades & Added Features$161805$129,875
Major Home Updates or Advancements$194805$155,850

It's important to understand that when you estimate your replacement cost of your home in the 77335 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77335

Best Home & Auto Insurance Agencies in 77335

Housing Demographics for 77335

Population Review for 77335 Zip Code

For the city of Goodrich, the population within 77335 has increased to over 1,584 residents in population size. The current population total is 1,937. We have broken down the population based on race below. In 77335, there are over 955 in male population and 982 females.

PopulationValues
Total Population1,937
White Population1421
Black Population165
Hispanic Population309
Asian Population5
Hawaiian Population0
Indian Population13
Other Population117
Male Population955
Female Population982
Population Estimate1584

Household Data for 77335

The average number of homes in 77335 is around 828, there are an average of 2.34 per household. The average house value according to local real estate values is around $103,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode828
Persons Per Household2.34
Average House Value$103,900
Income Per Household$46944
Median Age48.1
Median Age Male45.9
Median Age Female49.8
77335 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code936
CityGoodrich
City Alias NameGOODRICH
CountyPolk
County FIPS373
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees181
Business First Quarter Payroll2420
Business Annual Payroll10301
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea6053.76
Delivery Residential677
Delivery Business13
Delivery Total1039
Preferred Last Line KeyW23925
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW23925
Land Area38.163000
Water Area1.157000
City Alias Code
City Mixed CaseGoodrich
City Alias Mixed CaseGoodrich
Box Count311
SFDU676
MFDU1
State ANSI48
County ANSI373
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number483645
Unique ZIP Name
SSA State County Code45850
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePolk

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]