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77339 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 77339? There are over 16,937 occupied homes in the 77339 area. With a population size of 43,076, it's not uncommon for residence of Kingwood, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,554 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 77339 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Kingwood, TX Home Insurance Rate Quotes

77339 Home Insurance Average Premiums

Local 77339 homeowners insurance quotes comparison

$1304 /yr.

Shows Zip Code: 77339 lowest rates with discounts applied on average.

For the 77339, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1304 /yr.
Average Coverage:$1554 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1854 /yr.

What is the average home insurance cost for a home in 77339?

  • • The average homeowners insurance premium paid annually for a home in 77339 is around $1554 per year.

What does it cost on average per month for home insurance in 77339?

  • • Homeowners in 77339 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 77339?

  • • Autoowners in 77339 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kingwood area, check out other zip codes nearby 77339.
Review average rates in another zip code:
77345 homeowners insurance rates
77339 homeowners insurance rates

Home Replacement Cost Coverage in 77339

Average Building Cost Per Square Foot in 77339: $129

Location: Kingwood, Texas (Harris County)

Average Square Footage in 77339: 1,727 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77339 before you start any project. Kingwood homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77339 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77339 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,727 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kingwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,727$222,800
Additional Upgrades & Added Features$1611,727$278,500
Major Home Updates or Advancements$1941,727$334,200

It's important to understand that when you estimate your replacement cost of your home in the 77339 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77339

Best Home & Auto Insurance Agencies in 77339

Allstate Insurance Companies

Address: 2218 Northpark Dr Kingwood, TX 77339
Phone:
Website:
Info:

Cunningham- Patrick O - State Farm Insurance Agent

Address: 2845 W Town Center Cir, #b Kingwood, TX 77339
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 77339

Population Review for 77339 Zip Code

For the city of Kingwood, the population within 77339 has increased to over 46,979 residents in population size. The current population total is 43,076. We have broken down the population based on race below. In 77339, there are over 20841 in male population and 22235 females.

PopulationValues
Total Population43,076
White Population29404
Black Population3148
Hispanic Population9325
Asian Population1800
Hawaiian Population59
Indian Population255
Other Population2543
Male Population20841
Female Population22235
Population Estimate46979

Household Data for 77339

The average number of homes in 77339 is around 16,937, there are an average of 2.54 per household. The average house value according to local real estate values is around $222,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,937
Persons Per Household2.54
Average House Value$222,800
Income Per Household$79016
Median Age38.3
Median Age Male36.9
Median Age Female39.5
77339 DetailsValues
StateTX
State Full NameTexas
City TypeB
City Alias Abbreviation
Area Code281/346/832
CityKingwood
City Alias NameKINGWOOD
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1092
Number Of Employees12984
Business First Quarter Payroll153547
Business Annual Payroll659959
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02
Congressional LandArea308.75
Delivery Residential18496
Delivery Business1474
Delivery Total26971
Preferred Last Line KeyW24319
Classification Code
Multi-CountyY
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24319
Land Area16.060000
Water Area0.959000
City Alias Code
City Mixed CaseKingwood
City Alias Mixed CaseKingwood
Box Count0
SFDU9105
MFDU6300
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484190
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]