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Compare 77340 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Huntsville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,759 neighbors looking to save on their home insurance policy in the local 77340 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 77340. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Huntsville, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Huntsville, TX

77340 Home Insurance Average Premiums

Local 77340 homeowners insurance quotes comparison

$1281 /yr.

Shows Zip Code: 77340 lowest rates with discounts applied on average.

For the 77340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1281 /yr.
Average Coverage:$1531 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1831 /yr.

What is the average home insurance cost for a home in 77340?

  • • The average homeowners insurance premium paid annually for a home in 77340 is around $1531 per year.

What does it cost on average per month for home insurance in 77340?

  • • Homeowners in 77340 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 77340?

  • • Autoowners in 77340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntsville area, check out other zip codes nearby 77340.
Review average rates in another zip code:
77320 homeowners insurance rates
77340 homeowners insurance rates

Home Replacement Cost Coverage in 77340

Average Building Cost Per Square Foot in 77340: $129

Location: Huntsville, Texas (Walker County)

Average Square Footage in 77340: 1,360 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77340 before you start any project. Huntsville homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,360 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,360$175,500
Additional Upgrades & Added Features$1611,360$219,375
Major Home Updates or Advancements$1941,360$263,250

It's important to understand that when you estimate your replacement cost of your home in the 77340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77340

Best Home & Auto Insurance Agencies in 77340

Allstate Insurance

Address: 2412 Sam Houston Ave Huntsville, TX 77340
Phone:
Website: http://www.allstate.com/wdaniel
Info:

Barnes- Diana K - State Farm Insurance Agent

Address: 1227 11th St Huntsville, TX 77340
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Christopher L. Batten Agency

Address: 3011 Highway 30 W Huntsville, TX 77340
Phone:
Website:
Info:

Housing Demographics for 77340

Population Review for 77340 Zip Code

For the city of Huntsville, the population within 77340 has increased to over 32,292 residents in population size. The current population total is 35,020. We have broken down the population based on race below. In 77340, there are over 17713 in male population and 17307 females.

PopulationValues
Total Population35,020
White Population19977
Black Population7317
Hispanic Population7111
Asian Population771
Hawaiian Population34
Indian Population193
Other Population3974
Male Population17713
Female Population17307
Population Estimate32292

Household Data for 77340

The average number of homes in 77340 is around 12,759, there are an average of 2.25 per household. The average house value according to local real estate values is around $175,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,759
Persons Per Household2.25
Average House Value$175,500
Income Per Household$39133
Median Age28.6
Median Age Male31.1
Median Age Female25.8
77340 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code936
CityHuntsville
City Alias NameHUNTSVILLE
CountyWalker
County FIPS471
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA288
CBSA26660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHuntsville, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses646
Number Of Employees10090
Business First Quarter Payroll81596
Business Annual Payroll343776
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population67861
CBSA Division Population0
Congressional District08|17
Congressional LandArea6053.76|7651.16
Delivery Residential14352
Delivery Business1012
Delivery Total18924
Preferred Last Line KeyW24152
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24152
Land Area213.114000
Water Area2.279000
City Alias Code
City Mixed CaseHuntsville
City Alias Mixed CaseHuntsville
Box Count473
SFDU5623
MFDU5895
State ANSI48
County ANSI471
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484215
Unique ZIP Name
SSA State County Code45949
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID27
County Mixed CaseWalker

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]