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Find the Best Home Insurance Rates in 77357
Shopping for homeowners insurance in 77357 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in New Caney, TX and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.
We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Texas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.
If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 77357 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.
Home Insurance Rate Quotes in 77357
Find New Caney, TX Homeowners Insurance Quotes to review the best coverage options in your area.
77357 Home Insurance Rating is: very high!
In 77357 the average premium is $1465. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.
A Quick Tip: For homeowners living in 77357, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.
Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 77357!
77357 Home Insurance Average Premiums
For the 77357, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1215 /yr. |
Average Coverage: | $1465 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1765 /yr. |
What is the average home insurance cost for a home in 77357?
- • The average homeowners insurance premium paid annually for a home in 77357 is around $1465 per year.
What does it cost on average per month for home insurance in 77357?
- • Homeowners in 77357 pay a monthly average cost per month around $122.00.
What kind of discount could I get if I combine my home and auto insurance together in 77357?
- • Autoowners in 77357 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the New Caney area, check out other zip codes nearby 77357.
Review average rates in another zip code:
77357 homeowners insurance rates
Home Replacement Cost Coverage in 77357
Average Building Cost Per Square Foot in 77357: $129
Location: New Caney, Texas (Montgomery County)Average Square Footage in 77357: 1,149 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 77357 before you start any project. New Caney homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77357 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 77357 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,149 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Caney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $129 | 1,149 | $148,200 |
Additional Upgrades & Added Features | $161 | 1,149 | $185,250 |
Major Home Updates or Advancements | $194 | 1,149 | $222,300 |
It's important to understand that when you estimate your replacement cost of your home in the 77357 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 77357
Allrite Insurance Agency
Address: 21254 Us Highway 59 New Caney, TX 77357Phone: (281)354-9781
Website:
Best Home & Auto Insurance Agencies in 77357
Allrite Insurance Agency
Address: 21254 Us-59 New Caney, TX 77357Phone:
Website:
Info:
Housing Demographics for 77357
Population Review for 77357 Zip Code
For the city of New Caney, the population within 77357 has increased to over 45,139 residents in population size. The current population total is 30,339. We have broken down the population based on race below. In 77357, there are over 15220 in male population and 15119 females.
Population | Values |
---|---|
Total Population | 30,339 |
White Population | 17092 |
Black Population | 955 |
Hispanic Population | 13679 |
Asian Population | 251 |
Hawaiian Population | 37 |
Indian Population | 526 |
Other Population | 6728 |
Male Population | 15220 |
Female Population | 15119 |
Population Estimate | 45139 |
Household Data for 77357
The average number of homes in 77357 is around 9,791, there are an average of 3.10 per household. The average house value according to local real estate values is around $148,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 9,791 |
Persons Per Household | 3.10 |
Average House Value | $148,200 |
Income Per Household | $72093 |
Median Age | 33.7 |
Median Age Male | 32.8 |
Median Age Female | 34.6 |
77357 Details | Values |
---|---|
State | TX |
State Full Name | Texas |
City Type | P |
City Alias Abbreviation | |
Area Code | 346/832/281 |
City | New Caney |
City Alias Name | NEW CANEY |
County | Montgomery |
County FIPS | 339 |
State FIPS | 48 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 3362 |
PMSA | 3360 |
CSA | 288 |
CBSA | 26420 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Houston-Pasadena-The Woodlands, TX |
MSA_Name | Houston-Galveston-Brazoria, TX CMSA |
PMSA_Name | Houston, TX PMSA |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 351 |
Number Of Employees | 5053 |
Business First Quarter Payroll | 43537 |
Business Annual Payroll | 187900 |
Business Employment Flag | |
Growth Rank | 35 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 15973 |
Growth Increase Percentage | 3.5 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5946800 |
CBSA Division Population | 0 |
Congressional District | 02|08|36 |
Congressional LandArea | 308.75|6053.76|7125.83 |
Delivery Residential | 14561 |
Delivery Business | 481 |
Delivery Total | 20123 |
Preferred Last Line Key | W24868 |
Classification Code | |
Multi-County | Y |
CSA Name | Houston-Pasadena, TX |
CBSA_DIV_Name | |
City State Key | W24868 |
Land Area | 67.102000 |
Water Area | 0.265000 |
City Alias Code | |
City Mixed Case | New Caney |
City Alias Mixed Case | New Caney |
Box Count | 635 |
SFDU | 7831 |
MFDU | 189 |
State ANSI | 48 |
County ANSI | 339 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 486330 |
Unique ZIP Name | |
SSA State County Code | 45801 |
Medicare CBSA Code | 26420 |
Medicare CBSA Name | Houston-The Woodlands-Sugar Land, TX |
Medicare CBSA Type | Metro |
Market Rating Area ID | 27 |
County Mixed Case | Montgomery |
Texas Homeowners Insurance News & Information
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Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]
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Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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9% Predicted Jump in Home Insurance Rates in 2023 Posted on Tuesday 25th April, 2023
According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]
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Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022
Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]
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Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022
Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report, homeowners […]