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Compare 77381 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Spring just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,603 neighbors looking to save on their home insurance policy in the local 77381 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 77381. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Spring, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Spring, TX

77381 Home Insurance Average Premiums

Local 77381 homeowners insurance quotes comparison

$1211 /yr.

Shows Zip Code: 77381 lowest rates with discounts applied on average.

For the 77381, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1211 /yr.
Average Coverage:$1461 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1761 /yr.

What is the average home insurance cost for a home in 77381?

  • • The average homeowners insurance premium paid annually for a home in 77381 is around $1461 per year.

What does it cost on average per month for home insurance in 77381?

  • • Homeowners in 77381 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 77381?

  • • Autoowners in 77381 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spring area, check out other zip codes nearby 77381.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 77381

Average Building Cost Per Square Foot in 77381: $129

Location: Spring, Texas (Montgomery County)

Average Square Footage in 77381: 2,784 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77381 before you start any project. Spring homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77381 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77381 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,784 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,784$359,100
Additional Upgrades & Added Features$1612,784$448,875
Major Home Updates or Advancements$1942,784$538,650

It's important to understand that when you estimate your replacement cost of your home in the 77381 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77381

Allstate Insurance - Roger Alan Knight

Address: 2202 Timberloch #119 The Woodlands, TX 77381
Phone: (281)364-0161
Website:

Best Home & Auto Insurance Agencies in 77381

Barrett- Robert A

Address: 27120 Glen Loch Dr The Woodlands, TX 77381
Phone:
Website:
Info:

Bennett- Gary D

Address: 2520 Research Forest Dr The Woodlands, TX 77381
Phone:
Website: http://www.garybennett.net
Info:

Housing Demographics for 77381

Population Review for 77381 Zip Code

For the city of Spring, the population within 77381 has increased to over 36,039 residents in population size. The current population total is 35,191. We have broken down the population based on race below. In 77381, there are over 16896 in male population and 18295 females.

PopulationValues
Total Population35,191
White Population26381
Black Population1046
Hispanic Population5246
Asian Population1979
Hawaiian Population18
Indian Population131
Other Population1132
Male Population16896
Female Population18295
Population Estimate36039

Household Data for 77381

The average number of homes in 77381 is around 13,603, there are an average of 2.57 per household. The average house value according to local real estate values is around $359,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,603
Persons Per Household2.57
Average House Value$359,100
Income Per Household$125185
Median Age44.8
Median Age Male43.2
Median Age Female46.1
77381 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/832/713
CitySpring
City Alias NameSPRING
CountyMontgomery
County FIPS339
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses806
Number Of Employees11836
Business First Quarter Payroll233942
Business Annual Payroll903443
Business Employment Flag
Growth Rank35
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number15973
Growth Increase Percentage3.5
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02
Congressional LandArea308.75
Delivery Residential14023
Delivery Business515
Delivery Total19891
Preferred Last Line KeyW25731
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW25731
Land Area12.674000
Water Area0.161000
City Alias Code
City Mixed CaseSpring
City Alias Mixed CaseSpring
Box Count0
SFDU501
MFDU2104
State ANSI48
County ANSI339
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number488565
Unique ZIP Name
SSA State County Code45801
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID27
County Mixed CaseMontgomery

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]