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Home Insurance in 77456

If your primary reason for shopping for homeowners insurance in the 77456 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Markham, TX. Many homeowners that live in the 77456 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 77456 zip code should already appear in the zip code field ready to go. For Markham, TX Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 77456

Homeowners living in the city of Markham are paying on average around $1521 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 77456 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Texas home insurance premiums have been recently ranked 4 in the country in terms of the annual cost of premiums. Because premiums in 77456 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 77456 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Markham. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

77456 Home Insurance Average Premiums

Local 77456 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 77456 lowest rates with discounts applied on average.

For the 77456, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 77456?

  • • The average homeowners insurance premium paid annually for a home in 77456 is around $1521 per year.

What does it cost on average per month for home insurance in 77456?

  • • Homeowners in 77456 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 77456?

  • • Autoowners in 77456 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Markham area, check out other zip codes nearby 77456.
Review average rates in another zip code:
77456 homeowners insurance rates

Home Replacement Cost Coverage in 77456

Average Building Cost Per Square Foot in 77456: $129

Location: Markham, Texas (Matagorda County)

Average Square Footage in 77456: 1,067 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77456 before you start any project. Markham homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77456 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77456 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,067 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Markham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,067$137,700
Additional Upgrades & Added Features$1611,067$172,125
Major Home Updates or Advancements$1941,067$206,550

It's important to understand that when you estimate your replacement cost of your home in the 77456 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77456

Best Home & Auto Insurance Agencies in 77456

Housing Demographics for 77456

Population Review for 77456 Zip Code

For the city of Markham, the population within 77456 has increased to over 0 residents in population size. The current population total is 1,191. We have broken down the population based on race below. In 77456, there are over 620 in male population and 571 females.

PopulationValues
Total Population1,191
White Population797
Black Population67
Hispanic Population415
Asian Population1
Hawaiian Population0
Indian Population11
Other Population117
Male Population620
Female Population571
Population Estimate0

Household Data for 77456

The average number of homes in 77456 is around 438, there are an average of 2.72 per household. The average house value according to local real estate values is around $137,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode438
Persons Per Household2.72
Average House Value$137,700
Income Per Household$44219
Median Age41.6
Median Age Male39.6
Median Age Female43.8
77456 DetailsValues
StateTX
State Full NameTexas
City TypeZ
City Alias Abbreviation
Area Code979
CityMarkham
City Alias NameMARKHAM
CountyMatagorda
County FIPS321
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA288
CBSA13060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBay City, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees83
Business First Quarter Payroll2163
Business Annual Payroll6436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36702
CBSA Division Population0
Congressional District22
Congressional LandArea1032.84
Delivery Residential0
Delivery Business0
Delivery Total531
Preferred Last Line KeyW24611
Classification CodeP
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24611
Land Area39.566000
Water Area0.228000
City Alias Code
City Mixed CaseMarkham
City Alias Mixed CaseMarkham
Box Count499
SFDU0
MFDU0
State ANSI48
County ANSI321
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number485650
Unique ZIP Name
SSA State County Code45790
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID26
County Mixed CaseMatagorda

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]