Get multiple home insurance quotes in 77459. Our licensed 77459, TX agents are ready to serve you.

77459 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 77459? Our rates are very competitive for homeowners living in Missouri City, TX. Many homeowners based out of your 77459 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 77459 should appear in the zip code field ready to go. For Missouri City, TX Home Insurance Rate Quotes click to review the best rates and service online!

77459 Average Premium is Rated: Very High!

Homeowners living in 77459 can easily save up to 40% off the average home insurance premium of $1446 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Missouri City that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 77459 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 77459!

77459 Home Insurance Average Premiums

Local 77459 homeowners insurance quotes comparison

$1196 /yr.

Shows Zip Code: 77459 lowest rates with discounts applied on average.

For the 77459, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1196 /yr.
Average Coverage:$1446 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1746 /yr.

What is the average home insurance cost for a home in 77459?

  • • The average homeowners insurance premium paid annually for a home in 77459 is around $1446 per year.

What does it cost on average per month for home insurance in 77459?

  • • Homeowners in 77459 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 77459?

  • • Autoowners in 77459 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Missouri City area, check out other zip codes nearby 77459.
Review average rates in another zip code:
77489 homeowners insurance rates
77459 homeowners insurance rates

Home Replacement Cost Coverage in 77459

Average Building Cost Per Square Foot in 77459: $129

Location: Missouri City, Texas (Fort Bend County)

Average Square Footage in 77459: 2,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77459 before you start any project. Missouri City homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77459 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77459 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,410 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Missouri City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,410$310,900
Additional Upgrades & Added Features$1612,410$388,625
Major Home Updates or Advancements$1942,410$466,350

It's important to understand that when you estimate your replacement cost of your home in the 77459 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77459

Allstate Insurance - Jim Hermes

Address: 5819 Hwy. 6 Suite #130 Missouri City, TX 77459
Phone: (281)499-2222
Website:

Allstate Insurance - Carl E Rhemann

Address: 2819 Dulles Ave Missouri City, TX 77459
Phone: (281)499-4200
Website:

Best Home & Auto Insurance Agencies in 77459

Allstate Insurance Company - Dewayne Armstrong

Address: 4501 Cartwright Rd, #407 Missouri City, TX 77459
Phone:
Website: http://www.allstateagencies.com/041307?cid=OTC-YP.com-IYP&att=TL
Info:

Jimmy Truitt-Farmers Insurance

Address: 3415 Cartwright Rd Missouri City, TX 77459
Phone:
Website: http://www.relevantyellow.com/Insurance-in-Missouri-City
Info:

Schmidt, Bert - State Farm Insurance Agent

Address: 5819 Highway 6 Missouri City, TX 77459
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=538600
Info:

James W Murray - Nationwide Insurance

Address: 3550 Fm 1092 Rd Missouri City, TX 77459
Phone:
Website: http://www.nationwide.com/agent/Missouri-City-TEXAS-insurance-agent/jim-murray/office.html
Info:

Allstate Insurance-Hermes Agency- L.L.C

Address: 5819 Highway 6, #130 Missouri City, TX 77459
Phone:
Website: http://www.agent.allstate.com/46107
Info:

Housing Demographics for 77459

Population Review for 77459 Zip Code

For the city of Missouri City, the population within 77459 has increased to over 93,812 residents in population size. The current population total is 79,731. We have broken down the population based on race below. In 77459, there are over 38142 in male population and 41589 females.

PopulationValues
Total Population79,731
White Population27343
Black Population20915
Hispanic Population10726
Asian Population19858
Hawaiian Population36
Indian Population295
Other Population3165
Male Population38142
Female Population41589
Population Estimate93812

Household Data for 77459

The average number of homes in 77459 is around 26,382, there are an average of 3.01 per household. The average house value according to local real estate values is around $310,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,382
Persons Per Household3.01
Average House Value$310,900
Income Per Household$120418
Median Age39.7
Median Age Male38.3
Median Age Female41.0
77459 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/346/832
CityMissouri City
City Alias NameMISSOURI CITY
CountyFort Bend
County FIPS157
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1415
Number Of Employees12602
Business First Quarter Payroll97761
Business Annual Payroll449756
Business Employment Flag
Growth Rank32
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number21576
Growth Increase Percentage3.7
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District09|22
Congressional LandArea165.64|1032.84
Delivery Residential31167
Delivery Business1260
Delivery Total32802
Preferred Last Line KeyW24755
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24755
Land Area31.263000
Water Area1.680000
City Alias Code
City Mixed CaseMissouri City
City Alias Mixed CaseMissouri City
Box Count737
SFDU6150
MFDU2091
State ANSI48
County ANSI157
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number486000
Unique ZIP Name
SSA State County Code45530
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID26
County Mixed CaseFort Bend

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]