Get multiple home insurance quotes in 77475. Our licensed 77475, TX agents are ready to serve you.

77475 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 77475 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sheridan, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 77475 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Sheridan homeowners insurance rates, coverage options or home insurance types, please select Sheridan, TX Home Insurance Rates Online!

77475 Home Insurance Average Premiums

Local 77475 homeowners insurance quotes comparison

$1250 /yr.

Shows Zip Code: 77475 lowest rates with discounts applied on average.

For the 77475, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1250 /yr.
Average Coverage:$1500 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1800 /yr.

What is the average home insurance cost for a home in 77475?

  • • The average homeowners insurance premium paid annually for a home in 77475 is around $1500 per year.

What does it cost on average per month for home insurance in 77475?

  • • Homeowners in 77475 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 77475?

  • • Autoowners in 77475 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sheridan area, check out other zip codes nearby 77475.
Review average rates in another zip code:
77475 homeowners insurance rates

Home Replacement Cost Coverage in 77475

Average Building Cost Per Square Foot in 77475: $129

Location: Sheridan, Texas (Colorado County)

Average Square Footage in 77475: 1,429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77475 before you start any project. Sheridan homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77475 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77475 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,429 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sheridan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,429$184,300
Additional Upgrades & Added Features$1611,429$230,375
Major Home Updates or Advancements$1941,429$276,450

It's important to understand that when you estimate your replacement cost of your home in the 77475 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77475

Best Home & Auto Insurance Agencies in 77475

Housing Demographics for 77475

Population Review for 77475 Zip Code

For the city of Sheridan, the population within 77475 has increased to over 0 residents in population size. The current population total is 718. We have broken down the population based on race below. In 77475, there are over 342 in male population and 376 females.

PopulationValues
Total Population718
White Population567
Black Population10
Hispanic Population162
Asian Population3
Hawaiian Population0
Indian Population3
Other Population59
Male Population342
Female Population376
Population Estimate0

Household Data for 77475

The average number of homes in 77475 is around 291, there are an average of 2.47 per household. The average house value according to local real estate values is around $184,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode291
Persons Per Household2.47
Average House Value$184,300
Income Per Household$53607
Median Age51.4
Median Age Male49.8
Median Age Female56.1
77475 DetailsValues
StateTX
State Full NameTexas
City TypeZ
City Alias Abbreviation
Area Code979
CitySheridan
City Alias NameSHERIDAN
CountyColorado
County FIPS089
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees201
Business First Quarter Payroll2543
Business Annual Payroll11897
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10
Congressional LandArea5070.95
Delivery Residential0
Delivery Business0
Delivery Total1419
Preferred Last Line KeyW25625
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW25625
Land Area29.586000
Water Area0.502000
City Alias Code
City Mixed CaseSheridan
City Alias Mixed CaseSheridan
Box Count452
SFDU0
MFDU0
State ANSI48
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number488303
Unique ZIP Name
SSA State County Code45312
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID26
County Mixed CaseColorado

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]