Get multiple home insurance quotes in 77571. Our licensed 77571, TX agents are ready to serve you.

Compare 77571 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 77571 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,467/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 77571 zip code, the population size is around 37,018 with 13,442 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 77571.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for La Porte, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

77571 Home Insurance Average Premiums

Local 77571 homeowners insurance quotes comparison

$1217 /yr.

Shows Zip Code: 77571 lowest rates with discounts applied on average.

For the 77571, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1217 /yr.
Average Coverage:$1467 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1767 /yr.

What is the average home insurance cost for a home in 77571?

  • • The average homeowners insurance premium paid annually for a home in 77571 is around $1467 per year.

What does it cost on average per month for home insurance in 77571?

  • • Homeowners in 77571 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 77571?

  • • Autoowners in 77571 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the La Porte area, check out other zip codes nearby 77571.
Review average rates in another zip code:
77571 homeowners insurance rates

Home Replacement Cost Coverage in 77571

Average Building Cost Per Square Foot in 77571: $129

Location: La Porte, Texas (Harris County)

Average Square Footage in 77571: 1,304 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77571 before you start any project. La Porte homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77571 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77571 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,304 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the La Porte area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,304$168,200
Additional Upgrades & Added Features$1611,304$210,250
Major Home Updates or Advancements$1941,304$252,300

It's important to understand that when you estimate your replacement cost of your home in the 77571 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77571

Best Home & Auto Insurance Agencies in 77571

Anding- Allen C

Address: 712 W Fairmont Pky La Porte, TX 77571
Phone:
Website:
Info:

AMCO Auto Insurance

Address: 8301 Spencer Hwy Deer Park, TX 77571
Phone:
Website:
Info:

Allstate Insurance Company - Frederick Gintert

Address: 417 N 10th St La Porte, TX 77571
Phone:
Website: http://www.allstateagencies.com/018337?cid=OTC-YP.com-IYP&att=TL
Info:

ACE Cash Express

Address: 1309 W Fairmont Pkwy La Porte, TX 77571
Phone:
Website: http://www.acecashexpress.com/
Info:

David Brady Insurance

Address: 1013 S 3rd St La Porte, TX 77571
Phone:
Website: http://www.davidbradyins.com
Info:

Housing Demographics for 77571

Population Review for 77571 Zip Code

For the city of La Porte, the population within 77571 has increased to over 40,925 residents in population size. The current population total is 37,018. We have broken down the population based on race below. In 77571, there are over 18296 in male population and 18722 females.

PopulationValues
Total Population37,018
White Population23365
Black Population2153
Hispanic Population13471
Asian Population407
Hawaiian Population24
Indian Population354
Other Population4312
Male Population18296
Female Population18722
Population Estimate40925

Household Data for 77571

The average number of homes in 77571 is around 13,442, there are an average of 2.75 per household. The average house value according to local real estate values is around $168,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,442
Persons Per Household2.75
Average House Value$168,200
Income Per Household$80179
Median Age38.2
Median Age Male36.7
Median Age Female39.5
77571 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/346/832
CityLa Porte
City Alias NameLA PORTE
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses779
Number Of Employees28772
Business First Quarter Payroll521969
Business Annual Payroll2143994
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District36
Congressional LandArea7125.83
Delivery Residential14882
Delivery Business1075
Delivery Total19741
Preferred Last Line KeyW24359
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24359
Land Area37.071000
Water Area6.392000
City Alias Code
City Mixed CaseLa Porte
City Alias Mixed CaseLa Porte
Box Count0
SFDU10182
MFDU2255
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484940
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]