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Compare 78007 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Calliham just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 55 neighbors looking to save on their home insurance policy in the local 78007 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 78007. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Calliham, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Calliham, TX

78007 Home Insurance Average Premiums

Local 78007 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 78007 lowest rates with discounts applied on average.

For the 78007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 78007?

  • • The average homeowners insurance premium paid annually for a home in 78007 is around $1535 per year.

What does it cost on average per month for home insurance in 78007?

  • • Homeowners in 78007 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 78007?

  • • Autoowners in 78007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Calliham area, check out other zip codes nearby 78007.
Review average rates in another zip code:
78007 homeowners insurance rates

Home Replacement Cost Coverage in 78007

Average Building Cost Per Square Foot in 78007: $129

Location: Calliham, Texas (Mcmullen County)

Average Square Footage in 78007: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78007 before you start any project. Calliham homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Calliham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 78007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78007

Best Home & Auto Insurance Agencies in 78007

Housing Demographics for 78007

Population Review for 78007 Zip Code

For the city of Calliham, the population within 78007 has increased to over 53 residents in population size. The current population total is 95. We have broken down the population based on race below. In 78007, there are over 62 in male population and 33 females.

PopulationValues
Total Population95
White Population78
Black Population2
Hispanic Population16
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population62
Female Population33
Population Estimate53

Household Data for 78007

The average number of homes in 78007 is around 55, there are an average of 1.73 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode55
Persons Per Household1.73
Average House Value$165,000
Income Per Household$0
Median Age53.8
Median Age Male51.9
Median Age Female54.8
78007 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code361
CityCalliham
City Alias NameCALLIHAM
CountyMcmullen
County FIPS311
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District28
Congressional LandArea9378.53
Delivery Residential31
Delivery Business7
Delivery Total10644
Preferred Last Line KeyW23115
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW23115
Land Area28.255000
Water Area12.085000
City Alias Code
City Mixed CaseCalliham
City Alias Mixed CaseCalliham
Box Count35
SFDU31
MFDU0
State ANSI48
County ANSI311
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number481335
Unique ZIP Name
SSA State County Code45781
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseMcmullen

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]