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Compare 78119 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Kenedy just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,960 neighbors looking to save on their home insurance policy in the local 78119 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 78119. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Kenedy, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Kenedy, TX

78119 Home Insurance Average Premiums

Local 78119 homeowners insurance quotes comparison

$1236 /yr.

Shows Zip Code: 78119 lowest rates with discounts applied on average.

For the 78119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1236 /yr.
Average Coverage:$1486 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1786 /yr.

What is the average home insurance cost for a home in 78119?

  • • The average homeowners insurance premium paid annually for a home in 78119 is around $1486 per year.

What does it cost on average per month for home insurance in 78119?

  • • Homeowners in 78119 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 78119?

  • • Autoowners in 78119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kenedy area, check out other zip codes nearby 78119.
Review average rates in another zip code:
78119 homeowners insurance rates

Home Replacement Cost Coverage in 78119

Average Building Cost Per Square Foot in 78119: $129

Location: Kenedy, Texas (Karnes County)

Average Square Footage in 78119: 708 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78119 before you start any project. Kenedy homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 708 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kenedy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129708$91,300
Additional Upgrades & Added Features$161708$114,125
Major Home Updates or Advancements$194708$136,950

It's important to understand that when you estimate your replacement cost of your home in the 78119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78119

Best Home & Auto Insurance Agencies in 78119

Brooke Ins Agency

Address: 1434 N Sunset Strip St Kenedy, TX 78119
Phone:
Website:
Info:

Housing Demographics for 78119

Population Review for 78119 Zip Code

For the city of Kenedy, the population within 78119 has increased to over 5,841 residents in population size. The current population total is 7,048. We have broken down the population based on race below. In 78119, there are over 4539 in male population and 2509 females.

PopulationValues
Total Population7,048
White Population3449
Black Population799
Hispanic Population4028
Asian Population89
Hawaiian Population1
Indian Population42
Other Population1447
Male Population4539
Female Population2509
Population Estimate5841

Household Data for 78119

The average number of homes in 78119 is around 1,960, there are an average of 2.52 per household. The average house value according to local real estate values is around $91,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,960
Persons Per Household2.52
Average House Value$91,300
Income Per Household$35370
Median Age39.8
Median Age Male38.5
Median Age Female43.4
78119 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code830/361
CityKenedy
City Alias NameKENEDY
CountyKarnes
County FIPS255
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses156
Number Of Employees2536
Business First Quarter Payroll46352
Business Annual Payroll161200
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15|27
Congressional LandArea7804.07|9128.25
Delivery Residential2318
Delivery Business255
Delivery Total3393
Preferred Last Line KeyW24295
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW24295
Land Area328.834000
Water Area1.167000
City Alias Code
City Mixed CaseKenedy
City Alias Mixed CaseKenedy
Box Count352
SFDU1722
MFDU264
State ANSI48
County ANSI255
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484645
Unique ZIP Name
SSA State County Code45722
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID22
County Mixed CaseKarnes

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]