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If you live in the 78210 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of San Antonio have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.
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78210 Average Homeowners Insurance Rates
If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 78210 the average premium for homeowners coverage is $1525 which compares very well to the national average of $1,249.
Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 78210. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.
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78210 Home Insurance Average Premiums
For the 78210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1275 /yr. |
Average Coverage: | $1525 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1825 /yr. |
What is the average home insurance cost for a home in 78210?
- • The average homeowners insurance premium paid annually for a home in 78210 is around $1525 per year.
What does it cost on average per month for home insurance in 78210?
- • Homeowners in 78210 pay a monthly average cost per month around $127.00.
What kind of discount could I get if I combine my home and auto insurance together in 78210?
- • Autoowners in 78210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78210.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 78210
Average Building Cost Per Square Foot in 78210: $129
Location: San Antonio, Texas (Bexar County)Average Square Footage in 78210: 924 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 78210 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 78210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 924 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $129 | 924 | $119,200 |
Additional Upgrades & Added Features | $161 | 924 | $149,000 |
Major Home Updates or Advancements | $194 | 924 | $178,800 |
It's important to understand that when you estimate your replacement cost of your home in the 78210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 78210
Best Home & Auto Insurance Agencies in 78210
Ray Garza-Farmers Insurance
Address: 2402 S Hackberry St San Antonio, TX 78210Phone:
Website:
Info:
Allstate Insurance Company - David Jr King
Address: 1818 S New Braunfels Ave San Antonio, TX 78210Phone:
Website: http://www.allstateagencies.com/050839?cid=OTC-YP.com-IYP&att=TL
Info:
Clarence Waiters-Farmers Insurance
Address: 1501 S New Braunfels Ave San Antonio, TX 78210Phone:
Website: http://www.thewaitersgroup.com/
Info:
Housing Demographics for 78210
Population Review for 78210 Zip Code
For the city of San Antonio, the population within 78210 has increased to over 37,195 residents in population size. The current population total is 33,010. We have broken down the population based on race below. In 78210, there are over 16440 in male population and 16570 females.
Population | Values |
---|---|
Total Population | 33,010 |
White Population | 13227 |
Black Population | 1826 |
Hispanic Population | 26834 |
Asian Population | 194 |
Hawaiian Population | 30 |
Indian Population | 641 |
Other Population | 7623 |
Male Population | 16440 |
Female Population | 16570 |
Population Estimate | 37195 |
Household Data for 78210
The average number of homes in 78210 is around 12,363, there are an average of 2.65 per household. The average house value according to local real estate values is around $119,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,363 |
Persons Per Household | 2.65 |
Average House Value | $119,200 |
Income Per Household | $44279 |
Median Age | 37.8 |
Median Age Male | 36.3 |
Median Age Female | 39.2 |
78210 Details | Values |
---|---|
State | TX |
State Full Name | Texas |
City Type | P |
City Alias Abbreviation | |
Area Code | 210 |
City | San Antonio |
City Alias Name | SAN ANTONIO |
County | Bexar |
County FIPS | 029 |
State FIPS | 48 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 7240 |
PMSA | |
CSA | 484 |
CBSA | 41700 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | San Antonio-New Braunfels, TX |
MSA_Name | San Antonio, TX MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 341 |
Number Of Employees | 3872 |
Business First Quarter Payroll | 36933 |
Business Annual Payroll | 162990 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2142508 |
CBSA Division Population | 0 |
Congressional District | 20|28|35 |
Congressional LandArea | 199.68|9378.53|593.77 |
Delivery Residential | 14036 |
Delivery Business | 748 |
Delivery Total | 16355 |
Preferred Last Line Key | W25505 |
Classification Code | |
Multi-County | |
CSA Name | San Antonio-New Braunfels-Kerrville, TX |
CBSA_DIV_Name | |
City State Key | W25505 |
Land Area | 7.330000 |
Water Area | 0.026000 |
City Alias Code | |
City Mixed Case | San Antonio |
City Alias Mixed Case | San Antonio |
Box Count | 278 |
SFDU | 11533 |
MFDU | 2139 |
State ANSI | 48 |
County ANSI | 029 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 487980 |
Unique ZIP Name | |
SSA State County Code | 45130 |
Medicare CBSA Code | 41700 |
Medicare CBSA Name | San Antonio-New Braunfels, TX |
Medicare CBSA Type | Metro |
Market Rating Area ID | 18 |
County Mixed Case | Bexar |
Texas Homeowners Insurance News & Information
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Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]
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Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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9% Predicted Jump in Home Insurance Rates in 2023 Posted on Tuesday 25th April, 2023
According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]
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Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]
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Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022
Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report, homeowners […]