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78379, TX Home Insurance

In the zip code of 78379, the population size is around 1,624, which consists of 668 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Riviera, TX. A few years ago, a study was done and found that the average home insurance rates for Texas are around $1,504 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 78379 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Riviera. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-502-7287 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Riviera, TX Homeowners Insurance Online Rates Today!

78379 Home Insurance Average Premiums

Local 78379 homeowners insurance quotes comparison

$1254 /yr.

Shows Zip Code: 78379 lowest rates with discounts applied on average.

For the 78379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1254 /yr.
Average Coverage:$1504 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1804 /yr.

What is the average home insurance cost for a home in 78379?

  • • The average homeowners insurance premium paid annually for a home in 78379 is around $1504 per year.

What does it cost on average per month for home insurance in 78379?

  • • Homeowners in 78379 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 78379?

  • • Autoowners in 78379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riviera area, check out other zip codes nearby 78379.
Review average rates in another zip code:
78379 homeowners insurance rates

Home Replacement Cost Coverage in 78379

Average Building Cost Per Square Foot in 78379: $129

Location: Riviera, Texas (Kleberg County)

Average Square Footage in 78379: 716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78379 before you start any project. Riviera homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 716 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riviera area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129716$92,400
Additional Upgrades & Added Features$161716$115,500
Major Home Updates or Advancements$194716$138,600

It's important to understand that when you estimate your replacement cost of your home in the 78379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78379

Best Home & Auto Insurance Agencies in 78379

Housing Demographics for 78379

Population Review for 78379 Zip Code

For the city of Riviera, the population within 78379 has increased to over 1,623 residents in population size. The current population total is 1,624. We have broken down the population based on race below. In 78379, there are over 796 in male population and 828 females.

PopulationValues
Total Population1,624
White Population1149
Black Population15
Hispanic Population823
Asian Population11
Hawaiian Population0
Indian Population9
Other Population165
Male Population796
Female Population828
Population Estimate1623

Household Data for 78379

The average number of homes in 78379 is around 668, there are an average of 2.43 per household. The average house value according to local real estate values is around $92,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode668
Persons Per Household2.43
Average House Value$92,400
Income Per Household$60270
Median Age52.2
Median Age Male52.2
Median Age Female52.1
78379 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code361
CityRiviera
City Alias NameRIVIERA
CountyKleberg
County FIPS273
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA204
CBSA28780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKingsville, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees208
Business First Quarter Payroll2306
Business Annual Payroll7927
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32477
CBSA Division Population0
Congressional District34
Congressional LandArea8190.32
Delivery Residential668
Delivery Business15
Delivery Total1029
Preferred Last Line KeyW25389
Classification Code
Multi-County
CSA NameCorpus Christi-Kingsville-Alice, TX
CBSA_DIV_Name
City State KeyW25389
Land Area75.972000
Water Area9.459000
City Alias Code
City Mixed CaseRiviera
City Alias Mixed CaseRiviera
Box Count299
SFDU512
MFDU152
State ANSI48
County ANSI273
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number487635
Unique ZIP Name
SSA State County Code45743
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseKleberg

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]