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78417 Home Insurance Rates & Premiums

Did you know there are over 4,482 people living within the 78417 zip code area? There are over 1,442 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 78417.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Texas are on the rise. The estimated average premium is around $1,521 a year for a standard homeowners insurance policy in Corpus Christi. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Corpus Christi, TX Homeowners Insurance Quotes Online

78417 Home Insurance Average Premiums

Local 78417 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 78417 lowest rates with discounts applied on average.

For the 78417, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 78417?

  • • The average homeowners insurance premium paid annually for a home in 78417 is around $1521 per year.

What does it cost on average per month for home insurance in 78417?

  • • Homeowners in 78417 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 78417?

  • • Autoowners in 78417 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corpus Christi area, check out other zip codes nearby 78417.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 78417

Average Building Cost Per Square Foot in 78417: $129

Location: Corpus Christi, Texas (Nueces County)

Average Square Footage in 78417: 966 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78417 before you start any project. Corpus Christi homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78417 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78417 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 966 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corpus Christi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129966$124,600
Additional Upgrades & Added Features$161966$155,750
Major Home Updates or Advancements$194966$186,900

It's important to understand that when you estimate your replacement cost of your home in the 78417 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78417

Best Home & Auto Insurance Agencies in 78417

Housing Demographics for 78417

Population Review for 78417 Zip Code

For the city of Corpus Christi, the population within 78417 has increased to over 5,355 residents in population size. The current population total is 4,482. We have broken down the population based on race below. In 78417, there are over 2182 in male population and 2300 females.

PopulationValues
Total Population4,482
White Population1798
Black Population203
Hispanic Population3806
Asian Population25
Hawaiian Population2
Indian Population35
Other Population978
Male Population2182
Female Population2300
Population Estimate5355

Household Data for 78417

The average number of homes in 78417 is around 1,442, there are an average of 3.11 per household. The average house value according to local real estate values is around $124,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,442
Persons Per Household3.11
Average House Value$124,600
Income Per Household$58500
Median Age34.3
Median Age Male33.0
Median Age Female35.5
78417 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias AbbreviationCORP CHRISTI
Area Code361
CityCorpus Christi
City Alias NameCORPUS CHRISTI
CountyNueces
County FIPS355
State FIPS48
Time Zone6
Day Light SavingY
MSA1880
PMSA
CSA204
CBSA18580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCorpus Christi, TX
MSA_NameCorpus Christi, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses119
Number Of Employees1756
Business First Quarter Payroll24204
Business Annual Payroll99348
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population428185
CBSA Division Population0
Congressional District27
Congressional LandArea9128.25
Delivery Residential1722
Delivery Business206
Delivery Total2143
Preferred Last Line KeyW23344
Classification Code
Multi-County
CSA NameCorpus Christi-Kingsville-Alice, TX
CBSA_DIV_Name
City State KeyW23344
Land Area9.319000
Water Area0.000000
City Alias Code
City Mixed CaseCorpus Christi
City Alias Mixed CaseCorpus Christi
Box Count0
SFDU685
MFDU401
State ANSI48
County ANSI355
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482030
Unique ZIP Name
SSA State County Code45830
Medicare CBSA Code18580
Medicare CBSA NameCorpus Christi, TX
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseNueces

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]