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Home Insurance Rates in 78408

For homeowners shopping online in 78408, our insurance rates are very competitive for homeowners living in Corpus Christi, TX. Many homeowners based out of the great city of Corpus Christi have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 78408, simply click the "Get Multiple Quotes Now" button. Your 78408 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Corpus Christi, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

78408 Home Insurance Rating is: Very High!

If you live in 78408, you can easily save up to 40% off the average home insurance premium of $1508 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Corpus Christi can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 78408 today!

Get Multiple Home Insurance Rates in 78408!

78408 Home Insurance Average Premiums

Local 78408 homeowners insurance quotes comparison

$1258 /yr.

Shows Zip Code: 78408 lowest rates with discounts applied on average.

For the 78408, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1258 /yr.
Average Coverage:$1508 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1808 /yr.

What is the average home insurance cost for a home in 78408?

  • • The average homeowners insurance premium paid annually for a home in 78408 is around $1508 per year.

What does it cost on average per month for home insurance in 78408?

  • • Homeowners in 78408 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 78408?

  • • Autoowners in 78408 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corpus Christi area, check out other zip codes nearby 78408.
Review average rates in another zip code:
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78408 homeowners insurance rates

Home Replacement Cost Coverage in 78408

Average Building Cost Per Square Foot in 78408: $129

Location: Corpus Christi, Texas (Nueces County)

Average Square Footage in 78408: 574 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78408 before you start any project. Corpus Christi homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78408 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78408 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 574 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corpus Christi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129574$74,100
Additional Upgrades & Added Features$161574$92,625
Major Home Updates or Advancements$194574$111,150

It's important to understand that when you estimate your replacement cost of your home in the 78408 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78408

Best Home & Auto Insurance Agencies in 78408

Housing Demographics for 78408

Population Review for 78408 Zip Code

For the city of Corpus Christi, the population within 78408 has increased to over 11,569 residents in population size. The current population total is 11,023. We have broken down the population based on race below. In 78408, there are over 5425 in male population and 5598 females.

PopulationValues
Total Population11,023
White Population4918
Black Population714
Hispanic Population8912
Asian Population46
Hawaiian Population15
Indian Population127
Other Population2085
Male Population5425
Female Population5598
Population Estimate11569

Household Data for 78408

The average number of homes in 78408 is around 3,979, there are an average of 2.73 per household. The average house value according to local real estate values is around $74,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,979
Persons Per Household2.73
Average House Value$74,100
Income Per Household$37488
Median Age37.0
Median Age Male36.1
Median Age Female38.1
78408 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias AbbreviationCORP CHRISTI
Area Code361
CityCorpus Christi
City Alias NameCORPUS CHRISTI
CountyNueces
County FIPS355
State FIPS48
Time Zone6
Day Light SavingY
MSA1880
PMSA
CSA204
CBSA18580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCorpus Christi, TX
MSA_NameCorpus Christi, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses449
Number Of Employees7529
Business First Quarter Payroll100292
Business Annual Payroll423940
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population428185
CBSA Division Population0
Congressional District27
Congressional LandArea9128.25
Delivery Residential4238
Delivery Business680
Delivery Total4915
Preferred Last Line KeyW23344
Classification Code
Multi-County
CSA NameCorpus Christi-Kingsville-Alice, TX
CBSA_DIV_Name
City State KeyW23344
Land Area5.860000
Water Area0.462000
City Alias Code
City Mixed CaseCorpus Christi
City Alias Mixed CaseCorpus Christi
Box Count0
SFDU3095
MFDU1143
State ANSI48
County ANSI355
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482030
Unique ZIP Name
SSA State County Code45830
Medicare CBSA Code18580
Medicare CBSA NameCorpus Christi, TX
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseNueces

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