Get multiple home insurance quotes in 78598. Our licensed 78598, TX agents are ready to serve you.

78598 Home Insurance Rates & Premiums

Did you know there are over 319 people living within the 78598 zip code area? There are over 157 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 78598.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Texas are on the rise. The estimated average premium is around $1,541 a year for a standard homeowners insurance policy in Port Mansfield. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Port Mansfield, TX Homeowners Insurance Quotes Online

78598 Home Insurance Average Premiums

Local 78598 homeowners insurance quotes comparison

$1291 /yr.

Shows Zip Code: 78598 lowest rates with discounts applied on average.

For the 78598, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1291 /yr.
Average Coverage:$1541 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1841 /yr.

What is the average home insurance cost for a home in 78598?

  • • The average homeowners insurance premium paid annually for a home in 78598 is around $1541 per year.

What does it cost on average per month for home insurance in 78598?

  • • Homeowners in 78598 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 78598?

  • • Autoowners in 78598 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Mansfield area, check out other zip codes nearby 78598.
Review average rates in another zip code:
78598 homeowners insurance rates

Home Replacement Cost Coverage in 78598

Average Building Cost Per Square Foot in 78598: $129

Location: Port Mansfield, Texas (Willacy County)

Average Square Footage in 78598: 1,370 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78598 before you start any project. Port Mansfield homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78598 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78598 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,370 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,370$176,700
Additional Upgrades & Added Features$1611,370$220,875
Major Home Updates or Advancements$1941,370$265,050

It's important to understand that when you estimate your replacement cost of your home in the 78598 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78598

Best Home & Auto Insurance Agencies in 78598

Housing Demographics for 78598

Population Review for 78598 Zip Code

For the city of Port Mansfield, the population within 78598 has increased to over 611 residents in population size. The current population total is 319. We have broken down the population based on race below. In 78598, there are over 153 in male population and 166 females.

PopulationValues
Total Population319
White Population260
Black Population1
Hispanic Population77
Asian Population0
Hawaiian Population0
Indian Population0
Other Population21
Male Population153
Female Population166
Population Estimate611

Household Data for 78598

The average number of homes in 78598 is around 157, there are an average of 2.03 per household. The average house value according to local real estate values is around $176,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode157
Persons Per Household2.03
Average House Value$176,700
Income Per Household$0
Median Age61.9
Median Age Male64.5
Median Age Female58.1
78598 DetailsValues
StateTX
State Full NameTexas
City TypeZ
City Alias AbbreviationPRT MANSFIELD
Area Code956
CityPort Mansfield
City Alias NamePORT MANSFIELD
CountyWillacy
County FIPS489
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA154
CBSA39700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRaymondville, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees26
Business First Quarter Payroll115
Business Annual Payroll789
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population22134
CBSA Division Population0
Congressional District34
Congressional LandArea8190.32
Delivery Residential301
Delivery Business0
Delivery Total641
Preferred Last Line Key009337
Classification CodeP
Multi-County
CSA NameBrownsville-Harlingen-Raymondville, TX
CBSA_DIV_Name
City State Key009337
Land Area6.344000
Water Area65.677000
City Alias Code
City Mixed CasePort Mansfield
City Alias Mixed CasePort Mansfield
Box Count0
SFDU1
MFDU300
State ANSI48
County ANSI489
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number487470
Unique ZIP Name
SSA State County Code45962
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseWillacy

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]