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Find the Best Home Insurance Rates in 78652

Shopping for homeowners insurance in 78652 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Manchaca, TX and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Texas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 78652 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 78652

Find Manchaca, TX Homeowners Insurance Quotes to review the best coverage options in your area.

78652 Home Insurance Rating is: very high!

In 78652 the average premium is $1446. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 78652, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 78652!

78652 Home Insurance Average Premiums

Local 78652 homeowners insurance quotes comparison

$1196 /yr.

Shows Zip Code: 78652 lowest rates with discounts applied on average.

For the 78652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1196 /yr.
Average Coverage:$1446 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1746 /yr.

What is the average home insurance cost for a home in 78652?

  • • The average homeowners insurance premium paid annually for a home in 78652 is around $1446 per year.

What does it cost on average per month for home insurance in 78652?

  • • Homeowners in 78652 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 78652?

  • • Autoowners in 78652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manchaca area, check out other zip codes nearby 78652.
Review average rates in another zip code:
78652 homeowners insurance rates

Home Replacement Cost Coverage in 78652

Average Building Cost Per Square Foot in 78652: $129

Location: Manchaca, Texas (Travis County)

Average Square Footage in 78652: 2,755 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78652 before you start any project. Manchaca homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,755 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manchaca area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,755$355,400
Additional Upgrades & Added Features$1612,755$444,250
Major Home Updates or Advancements$1942,755$533,100

It's important to understand that when you estimate your replacement cost of your home in the 78652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78652

Best Home & Auto Insurance Agencies in 78652

Allstate Insurance Company - Geronimo Salzillo

Address: 1626 Farm to Market 1626 Manchaca, TX 78652
Phone:
Website: http://www.allstateagencies.com/051463?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 78652

Population Review for 78652 Zip Code

For the city of Manchaca, the population within 78652 has increased to over 6,255 residents in population size. The current population total is 5,831. We have broken down the population based on race below. In 78652, there are over 2884 in male population and 2947 females.

PopulationValues
Total Population5,831
White Population3971
Black Population149
Hispanic Population1728
Asian Population138
Hawaiian Population3
Indian Population41
Other Population467
Male Population2884
Female Population2947
Population Estimate6255

Household Data for 78652

The average number of homes in 78652 is around 2,057, there are an average of 2.68 per household. The average house value according to local real estate values is around $355,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,057
Persons Per Household2.68
Average House Value$355,400
Income Per Household$127500
Median Age41.7
Median Age Male41.2
Median Age Female42.3
78652 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code512
CityManchaca
City Alias NameMANCHACA
CountyTravis
County FIPS453
State FIPS48
Time Zone6
Day Light SavingY
MSA0640
PMSA
CSA
CBSA12420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAustin-Round Rock-San Marcos, TX
MSA_NameAustin-San Marcos, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses138
Number Of Employees1272
Business First Quarter Payroll15473
Business Annual Payroll61171
Business Employment Flag
Growth Rank28
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38858
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population1716289
CBSA Division Population0
Congressional District21|37
Congressional LandArea5920.89|0
Delivery Residential2334
Delivery Business90
Delivery Total3132
Preferred Last Line KeyW24597
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW24597
Land Area11.197000
Water Area0.000000
City Alias Code
City Mixed CaseManchaca
City Alias Mixed CaseManchaca
Box Count437
SFDU1337
MFDU76
State ANSI48
County ANSI453
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number485585
Unique ZIP Name
SSA State County Code45940
Medicare CBSA Code12420
Medicare CBSA NameAustin-Round Rock-Georgetown, TX
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseTravis

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]