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Compare 78681 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Round Rock just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 19,920 neighbors looking to save on their home insurance policy in the local 78681 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 78681. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Round Rock, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Round Rock, TX

78681 Home Insurance Average Premiums

Local 78681 homeowners insurance quotes comparison

$1159 /yr.

Shows Zip Code: 78681 lowest rates with discounts applied on average.

For the 78681, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1159 /yr.
Average Coverage:$1409 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1709 /yr.

What is the average home insurance cost for a home in 78681?

  • • The average homeowners insurance premium paid annually for a home in 78681 is around $1409 per year.

What does it cost on average per month for home insurance in 78681?

  • • Homeowners in 78681 pay a monthly average cost per month around $117.00.

What kind of discount could I get if I combine my home and auto insurance together in 78681?

  • • Autoowners in 78681 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Round Rock area, check out other zip codes nearby 78681.
Review average rates in another zip code:
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78664 homeowners insurance rates
78665 homeowners insurance rates

Home Replacement Cost Coverage in 78681

Average Building Cost Per Square Foot in 78681: $129

Location: Round Rock, Texas (Williamson County)

Average Square Footage in 78681: 2,684 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78681 before you start any project. Round Rock homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78681 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78681 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,684 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Round Rock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,684$346,200
Additional Upgrades & Added Features$1612,684$432,750
Major Home Updates or Advancements$1942,684$519,300

It's important to understand that when you estimate your replacement cost of your home in the 78681 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78681

Best Home & Auto Insurance Agencies in 78681

Nationwide Insurance

Address: 2007 Sam Bass Road #101 Round Rock, TX 78681
Phone:
Website: http://www.nationwide.com/
Info:

Mike Chafin-Farmers Insurance

Address: 3401 Royal Vista Boulevard Round Rock, TX 78681
Phone:
Website: http://www.farmersagent.com/mchafin/
Info:

Metlife Auto & Home Agent: Steven Read

Address: 555 Round Rock West Drive #214 Round Rock, TX 78681
Phone:
Website: http://www.steveread.metlife.com/
Info:

Allstate Insurance-Mark Saunders

Address: 16333 Great Oaks Dr, #145 Round Rock, TX 78681
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Marcos Esparza-Farmers Insurance

Address: 301 Hesters Crossing Road #208 Round Rock, TX 78681
Phone:
Website: http://www.farmersagent.com/mesparza
Info:

Housing Demographics for 78681

Population Review for 78681 Zip Code

For the city of Round Rock, the population within 78681 has increased to over 59,044 residents in population size. The current population total is 57,503. We have broken down the population based on race below. In 78681, there are over 28432 in male population and 29071 females.

PopulationValues
Total Population57,503
White Population35301
Black Population3043
Hispanic Population11798
Asian Population7310
Hawaiian Population36
Indian Population320
Other Population3377
Male Population28432
Female Population29071
Population Estimate59044

Household Data for 78681

The average number of homes in 78681 is around 19,920, there are an average of 2.87 per household. The average house value according to local real estate values is around $346,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,920
Persons Per Household2.87
Average House Value$346,200
Income Per Household$112020
Median Age38.1
Median Age Male37.3
Median Age Female38.8
78681 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code512
CityRound Rock
City Alias NameROUND ROCK
CountyWilliamson
County FIPS491
State FIPS48
Time Zone6
Day Light SavingY
MSA0640
PMSA
CSA
CBSA12420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAustin-Round Rock-San Marcos, TX
MSA_NameAustin-San Marcos, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1329
Number Of Employees16585
Business First Quarter Payroll221478
Business Annual Payroll987328
Business Employment Flag
Growth Rank10
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20103
Growth Increase Percentage4.8
Metropolitan DetailsValues
CBSA Population1716289
CBSA Division Population0
Congressional District10|17|31
Congressional LandArea5070.95|7651.16|2154.49
Delivery Residential20573
Delivery Business1101
Delivery Total20983
Preferred Last Line KeyW25448
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW25448
Land Area23.189000
Water Area0.140000
City Alias Code
City Mixed CaseRound Rock
City Alias Mixed CaseRound Rock
Box Count0
SFDU4003
MFDU2868
State ANSI48
County ANSI491
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487805
Unique ZIP Name
SSA State County Code45970
Medicare CBSA Code12420
Medicare CBSA NameAustin-Round Rock-Georgetown, TX
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseWilliamson

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]