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Compare 78850 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in D Hanis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 412 neighbors looking to save on their home insurance policy in the local 78850 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 78850. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your D Hanis, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in D Hanis, TX

78850 Home Insurance Average Premiums

Local 78850 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 78850 lowest rates with discounts applied on average.

For the 78850, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 78850?

  • • The average homeowners insurance premium paid annually for a home in 78850 is around $1535 per year.

What does it cost on average per month for home insurance in 78850?

  • • Homeowners in 78850 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 78850?

  • • Autoowners in 78850 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the D Hanis area, check out other zip codes nearby 78850.
Review average rates in another zip code:
78850 homeowners insurance rates

Home Replacement Cost Coverage in 78850

Average Building Cost Per Square Foot in 78850: $129

Location: D Hanis, Texas (Medina County)

Average Square Footage in 78850: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78850 before you start any project. D Hanis homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78850 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78850 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the D Hanis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 78850 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78850

Best Home & Auto Insurance Agencies in 78850

Housing Demographics for 78850

Population Review for 78850 Zip Code

For the city of D Hanis, the population within 78850 has increased to over 360 residents in population size. The current population total is 1,075. We have broken down the population based on race below. In 78850, there are over 549 in male population and 526 females.

PopulationValues
Total Population1,075
White Population839
Black Population5
Hispanic Population408
Asian Population2
Hawaiian Population0
Indian Population9
Other Population89
Male Population549
Female Population526
Population Estimate360

Household Data for 78850

The average number of homes in 78850 is around 412, there are an average of 2.56 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode412
Persons Per Household2.56
Average House Value$165,000
Income Per Household$78169
Median Age50.1
Median Age Male49.9
Median Age Female50.3
78850 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code830
CityD Hanis
City Alias NameD HANIS
CountyMedina
County FIPS325
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees122
Business First Quarter Payroll945
Business Annual Payroll4319
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District23
Congressional LandArea58059.18
Delivery Residential141
Delivery Business4
Delivery Total536
Preferred Last Line KeyW23415
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW23415
Land Area241.126000
Water Area1.316000
City Alias Code
City Mixed CaseD Hanis
City Alias Mixed CaseD Hanis
Box Count357
SFDU117
MFDU0
State ANSI48
County ANSI325
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number482460
Unique ZIP Name
SSA State County Code45792
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseMedina

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