Get multiple home insurance quotes in 78962. Our licensed 78962, TX agents are ready to serve you.

Quickly Revew Homeowners Insurance in 78962

If you own a home in Weimar, TX you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 78962 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Texas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 78962 and start comparing rates now.

78962 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 78962 is $1549 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 78962 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Weimar, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

78962 Home Insurance Average Premiums

Local 78962 homeowners insurance quotes comparison

$1299 /yr.

Shows Zip Code: 78962 lowest rates with discounts applied on average.

For the 78962, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1299 /yr.
Average Coverage:$1549 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1849 /yr.

What is the average home insurance cost for a home in 78962?

  • • The average homeowners insurance premium paid annually for a home in 78962 is around $1549 per year.

What does it cost on average per month for home insurance in 78962?

  • • Homeowners in 78962 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 78962?

  • • Autoowners in 78962 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weimar area, check out other zip codes nearby 78962.
Review average rates in another zip code:
78962 homeowners insurance rates

Home Replacement Cost Coverage in 78962

Average Building Cost Per Square Foot in 78962: $129

Location: Weimar, Texas (Colorado County)

Average Square Footage in 78962: 1,588 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78962 before you start any project. Weimar homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78962 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78962 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,588 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weimar area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,588$204,900
Additional Upgrades & Added Features$1611,588$256,125
Major Home Updates or Advancements$1941,588$307,350

It's important to understand that when you estimate your replacement cost of your home in the 78962 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78962

Best Home & Auto Insurance Agencies in 78962

Housing Demographics for 78962

Population Review for 78962 Zip Code

For the city of Weimar, the population within 78962 has increased to over 4,971 residents in population size. The current population total is 4,617. We have broken down the population based on race below. In 78962, there are over 2289 in male population and 2328 females.

PopulationValues
Total Population4,617
White Population3263
Black Population400
Hispanic Population1078
Asian Population9
Hawaiian Population0
Indian Population34
Other Population459
Male Population2289
Female Population2328
Population Estimate4971

Household Data for 78962

The average number of homes in 78962 is around 1,907, there are an average of 2.39 per household. The average house value according to local real estate values is around $204,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,907
Persons Per Household2.39
Average House Value$204,900
Income Per Household$65752
Median Age48.7
Median Age Male47.1
Median Age Female50.4
78962 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code979
CityWeimar
City Alias NameWEIMAR
CountyColorado
County FIPS089
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses121
Number Of Employees1029
Business First Quarter Payroll10260
Business Annual Payroll43244
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10
Congressional LandArea5070.95
Delivery Residential2080
Delivery Business146
Delivery Total2519
Preferred Last Line KeyW26248
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW26248
Land Area172.389000
Water Area0.428000
City Alias Code
City Mixed CaseWeimar
City Alias Mixed CaseWeimar
Box Count199
SFDU2013
MFDU41
State ANSI48
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number489530
Unique ZIP Name
SSA State County Code45312
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID26
County Mixed CaseColorado

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]