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Compare 79027 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Dimmitt just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,687 neighbors looking to save on their home insurance policy in the local 79027 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 79027. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Dimmitt, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Dimmitt, TX

79027 Home Insurance Average Premiums

Local 79027 homeowners insurance quotes comparison

$1235 /yr.

Shows Zip Code: 79027 lowest rates with discounts applied on average.

For the 79027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1235 /yr.
Average Coverage:$1485 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1785 /yr.

What is the average home insurance cost for a home in 79027?

  • • The average homeowners insurance premium paid annually for a home in 79027 is around $1485 per year.

What does it cost on average per month for home insurance in 79027?

  • • Homeowners in 79027 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 79027?

  • • Autoowners in 79027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dimmitt area, check out other zip codes nearby 79027.
Review average rates in another zip code:
79027 homeowners insurance rates

Home Replacement Cost Coverage in 79027

Average Building Cost Per Square Foot in 79027: $129

Location: Dimmitt, Texas (Castro County)

Average Square Footage in 79027: 683 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79027 before you start any project. Dimmitt homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 683 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dimmitt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129683$88,100
Additional Upgrades & Added Features$161683$110,125
Major Home Updates or Advancements$194683$132,150

It's important to understand that when you estimate your replacement cost of your home in the 79027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79027

Best Home & Auto Insurance Agencies in 79027

Allstate Insurance CO

Address: U.S. 385 Dimmitt, TX 79027
Phone:
Website:
Info:

Birdwell- Russel Lynn - State Farm Insurance Agent

Address: 116 E Jones St Dimmitt, TX 79027
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 79027

Population Review for 79027 Zip Code

For the city of Dimmitt, the population within 79027 has increased to over 4,180 residents in population size. The current population total is 4,899. We have broken down the population based on race below. In 79027, there are over 2468 in male population and 2431 females.

PopulationValues
Total Population4,899
White Population2323
Black Population99
Hispanic Population3411
Asian Population22
Hawaiian Population3
Indian Population50
Other Population1142
Male Population2468
Female Population2431
Population Estimate4180

Household Data for 79027

The average number of homes in 79027 is around 1,687, there are an average of 2.84 per household. The average house value according to local real estate values is around $88,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,687
Persons Per Household2.84
Average House Value$88,100
Income Per Household$55872
Median Age34.3
Median Age Male32.6
Median Age Female36.1
79027 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code806
CityDimmitt
City Alias NameDIMMITT
CountyCastro
County FIPS069
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses118
Number Of Employees1237
Business First Quarter Payroll11476
Business Annual Payroll50810
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District19
Congressional LandArea25835.59
Delivery Residential1472
Delivery Business150
Delivery Total1951
Preferred Last Line KeyW23499
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW23499
Land Area347.307000
Water Area2.277000
City Alias Code
City Mixed CaseDimmitt
City Alias Mixed CaseDimmitt
Box Count246
SFDU1350
MFDU39
State ANSI48
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number482505
Unique ZIP Name
SSA State County Code45270
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCastro

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]