Get multiple home insurance quotes in 79072. Our licensed 79072, TX agents are ready to serve you.

79072 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 79072 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Plainview, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 79072 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Plainview homeowners insurance rates, coverage options or home insurance types, please select Plainview, TX Home Insurance Rates Online!

79072 Home Insurance Average Premiums

Local 79072 homeowners insurance quotes comparison

$1241 /yr.

Shows Zip Code: 79072 lowest rates with discounts applied on average.

For the 79072, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1241 /yr.
Average Coverage:$1491 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1791 /yr.

What is the average home insurance cost for a home in 79072?

  • • The average homeowners insurance premium paid annually for a home in 79072 is around $1491 per year.

What does it cost on average per month for home insurance in 79072?

  • • Homeowners in 79072 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 79072?

  • • Autoowners in 79072 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainview area, check out other zip codes nearby 79072.
Review average rates in another zip code:
79072 homeowners insurance rates

Home Replacement Cost Coverage in 79072

Average Building Cost Per Square Foot in 79072: $129

Location: Plainview, Texas (Hale County)

Average Square Footage in 79072: 641 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79072 before you start any project. Plainview homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79072 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79072 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 641 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129641$82,700
Additional Upgrades & Added Features$161641$103,375
Major Home Updates or Advancements$194641$124,050

It's important to understand that when you estimate your replacement cost of your home in the 79072 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79072

Best Home & Auto Insurance Agencies in 79072

ACE Cash Express

Address: 3425 Olton Rd, Ste 11b Plainview, TX 79072
Phone:
Website: http://www.acecashexpress.com/
Info:

Jennie Laird - Farmers Insurance

Address: 722 Ash St Plainview, TX 79072
Phone:
Website: http://www.farmersagent.com/jlaird/
Info:

Turpen Insurance Agency

Address: 522 Ash St Plainview, TX 79072
Phone:
Website:
Info:

Jan Alford State Farm Insurance

Address: 2608 Olton Rd Plainview, TX 79072
Phone:
Website: http://www.insuranceagentsplainview.com/
Info:

Texas Farm Bureau Insurance

Address: 808 S Columbia St Plainview, TX 79072
Phone:
Website: http://www.fbfs.com/
Info:

Housing Demographics for 79072

Population Review for 79072 Zip Code

For the city of Plainview, the population within 79072 has increased to over 23,656 residents in population size. The current population total is 25,590. We have broken down the population based on race below. In 79072, there are over 13225 in male population and 12365 females.

PopulationValues
Total Population25,590
White Population12728
Black Population1398
Hispanic Population15840
Asian Population142
Hawaiian Population28
Indian Population250
Other Population6094
Male Population13225
Female Population12365
Population Estimate23656

Household Data for 79072

The average number of homes in 79072 is around 8,853, there are an average of 2.68 per household. The average house value according to local real estate values is around $82,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,853
Persons Per Household2.68
Average House Value$82,700
Income Per Household$48699
Median Age35.2
Median Age Male33.9
Median Age Female36.8
79072 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code806
CityPlainview
City Alias NamePLAINVIEW
CountyHale
County FIPS189
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA352
CBSA38380
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePlainview, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses529
Number Of Employees7656
Business First Quarter Payroll74541
Business Annual Payroll308994
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36273
CBSA Division Population0
Congressional District19
Congressional LandArea25835.59
Delivery Residential8827
Delivery Business777
Delivery Total9906
Preferred Last Line KeyW25170
Classification Code
Multi-CountyY
CSA NameLubbock-Plainview, TX
CBSA_DIV_Name
City State KeyW25170
Land Area394.625000
Water Area0.014000
City Alias Code
City Mixed CasePlainview
City Alias Mixed CasePlainview
Box Count0
SFDU7823
MFDU594
State ANSI48
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487105
Unique ZIP Name
SSA State County Code45582
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseHale

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]