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79252 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 79252? There are over 1,210 occupied homes in the 79252 area. With a population size of 2,847, it's not uncommon for residence of Quanah, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,504 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 79252 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Quanah, TX Home Insurance Rate Quotes

79252 Home Insurance Average Premiums

Local 79252 homeowners insurance quotes comparison

$1254 /yr.

Shows Zip Code: 79252 lowest rates with discounts applied on average.

For the 79252, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1254 /yr.
Average Coverage:$1504 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1804 /yr.

What is the average home insurance cost for a home in 79252?

  • • The average homeowners insurance premium paid annually for a home in 79252 is around $1504 per year.

What does it cost on average per month for home insurance in 79252?

  • • Homeowners in 79252 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 79252?

  • • Autoowners in 79252 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Quanah area, check out other zip codes nearby 79252.
Review average rates in another zip code:
79252 homeowners insurance rates

Home Replacement Cost Coverage in 79252

Average Building Cost Per Square Foot in 79252: $129

Location: Quanah, Texas (Hardeman County)

Average Square Footage in 79252: 446 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79252 before you start any project. Quanah homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79252 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79252 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 446 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Quanah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129446$57,500
Additional Upgrades & Added Features$161446$71,875
Major Home Updates or Advancements$194446$86,250

It's important to understand that when you estimate your replacement cost of your home in the 79252 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79252

Best Home & Auto Insurance Agencies in 79252

Housing Demographics for 79252

Population Review for 79252 Zip Code

For the city of Quanah, the population within 79252 has increased to over 2,672 residents in population size. The current population total is 2,847. We have broken down the population based on race below. In 79252, there are over 1390 in male population and 1457 females.

PopulationValues
Total Population2,847
White Population2270
Black Population125
Hispanic Population579
Asian Population18
Hawaiian Population4
Indian Population14
Other Population183
Male Population1390
Female Population1457
Population Estimate2672

Household Data for 79252

The average number of homes in 79252 is around 1,210, there are an average of 2.33 per household. The average house value according to local real estate values is around $57,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,210
Persons Per Household2.33
Average House Value$57,500
Income Per Household$55938
Median Age42.9
Median Age Male41.3
Median Age Female44.1
79252 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940
CityQuanah
City Alias NameQUANAH
CountyHardeman
County FIPS197
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees673
Business First Quarter Payroll6183
Business Annual Payroll27643
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District13
Congressional LandArea38349.24
Delivery Residential1147
Delivery Business75
Delivery Total1453
Preferred Last Line KeyW25278
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW25278
Land Area529.076000
Water Area1.584000
City Alias Code
City Mixed CaseQuanah
City Alias Mixed CaseQuanah
Box Count142
SFDU1036
MFDU111
State ANSI48
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487385
Unique ZIP Name
SSA State County Code45592
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID24
County Mixed CaseHardeman

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]