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Searching for Homeowners Insurance in 79322

If you are a homeowners that lives in 79322 you may be searching for more affordable homeowners insurance in Crosbyton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Crosbyton, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 79322 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Crosbyton, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 79322 Home Insurance Costs: very high!

In Crosbyton, homeowners are paying roughly $1504 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 79322 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Crosbyton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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79322 Home Insurance Average Premiums

Local 79322 homeowners insurance quotes comparison

$1254 /yr.

Shows Zip Code: 79322 lowest rates with discounts applied on average.

For the 79322, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1254 /yr.
Average Coverage:$1504 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1804 /yr.

What is the average home insurance cost for a home in 79322?

  • • The average homeowners insurance premium paid annually for a home in 79322 is around $1504 per year.

What does it cost on average per month for home insurance in 79322?

  • • Homeowners in 79322 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 79322?

  • • Autoowners in 79322 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crosbyton area, check out other zip codes nearby 79322.
Review average rates in another zip code:
79322 homeowners insurance rates

Home Replacement Cost Coverage in 79322

Average Building Cost Per Square Foot in 79322: $129

Location: Crosbyton, Texas (Crosby County)

Average Square Footage in 79322: 456 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79322 before you start any project. Crosbyton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79322 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79322 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 456 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crosbyton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129456$58,800
Additional Upgrades & Added Features$161456$73,500
Major Home Updates or Advancements$194456$88,200

It's important to understand that when you estimate your replacement cost of your home in the 79322 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79322

Best Home & Auto Insurance Agencies in 79322

Housing Demographics for 79322

Population Review for 79322 Zip Code

For the city of Crosbyton, the population within 79322 has increased to over 1,801 residents in population size. The current population total is 1,720. We have broken down the population based on race below. In 79322, there are over 827 in male population and 893 females.

PopulationValues
Total Population1,720
White Population1143
Black Population73
Hispanic Population931
Asian Population3
Hawaiian Population0
Indian Population21
Other Population249
Male Population827
Female Population893
Population Estimate1801

Household Data for 79322

The average number of homes in 79322 is around 671, there are an average of 2.52 per household. The average house value according to local real estate values is around $58,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode671
Persons Per Household2.52
Average House Value$58,800
Income Per Household$44561
Median Age43.2
Median Age Male43.8
Median Age Female42.7
79322 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code806
CityCrosbyton
City Alias NameCROSBYTON
CountyCrosby
County FIPS107
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA352
CBSA31180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLubbock, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees185
Business First Quarter Payroll1494
Business Annual Payroll6508
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population284890
CBSA Division Population0
Congressional District19
Congressional LandArea25835.59
Delivery Residential715
Delivery Business59
Delivery Total932
Preferred Last Line KeyW23385
Classification Code
Multi-County
CSA NameLubbock-Plainview, TX
CBSA_DIV_Name
City State KeyW23385
Land Area260.416000
Water Area0.010000
City Alias Code
City Mixed CaseCrosbyton
City Alias Mixed CaseCrosbyton
Box Count116
SFDU694
MFDU21
State ANSI48
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number482145
Unique ZIP Name
SSA State County Code45362
Medicare CBSA Code31180
Medicare CBSA NameLubbock, TX
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseCrosby

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]