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Homeowners Insurance in 79735

Getting the most affordable home insurance rates in 79735 just got easier for Fort Stockton, TX home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Fort Stockton. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-502-7287 For Fort Stockton, TX Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 79735

When discussing Texas homeowners insurance rates, Fort Stockton residents are finding new ways to save time and money by discovering lower rates when they shop online. Texas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 4. Residents that live within the 79735 zipcode are currently paying $1510 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Fort Stockton does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

79735 Home Insurance Average Premiums

Local 79735 homeowners insurance quotes comparison

$1260 /yr.

Shows Zip Code: 79735 lowest rates with discounts applied on average.

For the 79735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1260 /yr.
Average Coverage:$1510 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1810 /yr.

What is the average home insurance cost for a home in 79735?

  • • The average homeowners insurance premium paid annually for a home in 79735 is around $1510 per year.

What does it cost on average per month for home insurance in 79735?

  • • Homeowners in 79735 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 79735?

  • • Autoowners in 79735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Stockton area, check out other zip codes nearby 79735.
Review average rates in another zip code:
79735 homeowners insurance rates

Home Replacement Cost Coverage in 79735

Average Building Cost Per Square Foot in 79735: $129

Location: Fort Stockton, Texas (Pecos County)

Average Square Footage in 79735: 875 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79735 before you start any project. Fort Stockton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 875 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Stockton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129875$112,900
Additional Upgrades & Added Features$161875$141,125
Major Home Updates or Advancements$194875$169,350

It's important to understand that when you estimate your replacement cost of your home in the 79735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79735

Best Home & Auto Insurance Agencies in 79735

Housing Demographics for 79735

Population Review for 79735 Zip Code

For the city of Fort Stockton, the population within 79735 has increased to over 11,620 residents in population size. The current population total is 13,088. We have broken down the population based on race below. In 79735, there are over 7393 in male population and 5695 females.

PopulationValues
Total Population13,088
White Population5861
Black Population531
Hispanic Population9612
Asian Population124
Hawaiian Population1
Indian Population131
Other Population3507
Male Population7393
Female Population5695
Population Estimate11620

Household Data for 79735

The average number of homes in 79735 is around 4,198, there are an average of 2.69 per household. The average house value according to local real estate values is around $112,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,198
Persons Per Household2.69
Average House Value$112,900
Income Per Household$54051
Median Age37.8
Median Age Male38.2
Median Age Female36.9
79735 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code432
CityFort Stockton
City Alias NameFORT STOCKTON
CountyPecos
County FIPS371
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses275
Number Of Employees2713
Business First Quarter Payroll26751
Business Annual Payroll107558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District23
Congressional LandArea58059.18
Delivery Residential4320
Delivery Business378
Delivery Total5932
Preferred Last Line KeyW23794
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW23794
Land Area1238.443000
Water Area0.017000
City Alias Code
City Mixed CaseFort Stockton
City Alias Mixed CaseFort Stockton
Box Count762
SFDU3844
MFDU193
State ANSI48
County ANSI371
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483215
Unique ZIP Name
SSA State County Code45845
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CasePecos

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]