Get multiple home insurance quotes in 79756. Our licensed 79756, TX agents are ready to serve you.

Compare 79756 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 79756 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,514/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 79756 zip code, the population size is around 10,318 with 3,727 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 79756.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Monahans, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

79756 Home Insurance Average Premiums

Local 79756 homeowners insurance quotes comparison

$1264 /yr.

Shows Zip Code: 79756 lowest rates with discounts applied on average.

For the 79756, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1264 /yr.
Average Coverage:$1514 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1814 /yr.

What is the average home insurance cost for a home in 79756?

  • • The average homeowners insurance premium paid annually for a home in 79756 is around $1514 per year.

What does it cost on average per month for home insurance in 79756?

  • • Homeowners in 79756 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 79756?

  • • Autoowners in 79756 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monahans area, check out other zip codes nearby 79756.
Review average rates in another zip code:
79756 homeowners insurance rates

Home Replacement Cost Coverage in 79756

Average Building Cost Per Square Foot in 79756: $129

Location: Monahans, Texas (Ward County)

Average Square Footage in 79756: 878 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79756 before you start any project. Monahans homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79756 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79756 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 878 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monahans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129878$113,200
Additional Upgrades & Added Features$161878$141,500
Major Home Updates or Advancements$194878$169,800

It's important to understand that when you estimate your replacement cost of your home in the 79756 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79756

Best Home & Auto Insurance Agencies in 79756

Housing Demographics for 79756

Population Review for 79756 Zip Code

For the city of Monahans, the population within 79756 has increased to over 10,642 residents in population size. The current population total is 10,318. We have broken down the population based on race below. In 79756, there are over 5263 in male population and 5055 females.

PopulationValues
Total Population10,318
White Population5784
Black Population454
Hispanic Population5614
Asian Population65
Hawaiian Population2
Indian Population106
Other Population1849
Male Population5263
Female Population5055
Population Estimate10642

Household Data for 79756

The average number of homes in 79756 is around 3,727, there are an average of 2.74 per household. The average house value according to local real estate values is around $113,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,727
Persons Per Household2.74
Average House Value$113,200
Income Per Household$71558
Median Age35.4
Median Age Male34.6
Median Age Female36.4
79756 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code432
CityMonahans
City Alias NameMONAHANS
CountyWard
County FIPS475
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees3160
Business First Quarter Payroll38729
Business Annual Payroll190909
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District23
Congressional LandArea58059.18
Delivery Residential3884
Delivery Business357
Delivery Total4987
Preferred Last Line KeyW24763
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24763
Land Area158.476000
Water Area0.012000
City Alias Code
City Mixed CaseMonahans
City Alias Mixed CaseMonahans
Box Count561
SFDU2917
MFDU197
State ANSI48
County ANSI475
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number486015
Unique ZIP Name
SSA State County Code45951
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseWard

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]