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79849, TX Home Insurance
In the zip code of 79849, the population size is around 14,310, which consists of 4,045 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in San Elizario, TX. A few years ago, a study was done and found that the average home insurance rates for Texas are around $1,483 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 79849 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in San Elizario. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-502-7287 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click San Elizario, TX Homeowners Insurance Online Rates Today!
79849 Home Insurance Average Premiums
For the 79849, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1233 /yr. |
Average Coverage: | $1483 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1783 /yr. |
What is the average home insurance cost for a home in 79849?
- • The average homeowners insurance premium paid annually for a home in 79849 is around $1483 per year.
What does it cost on average per month for home insurance in 79849?
- • Homeowners in 79849 pay a monthly average cost per month around $124.00.
What kind of discount could I get if I combine my home and auto insurance together in 79849?
- • Autoowners in 79849 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the San Elizario area, check out other zip codes nearby 79849.
Review average rates in another zip code:
79849 homeowners insurance rates
Home Replacement Cost Coverage in 79849
Average Building Cost Per Square Foot in 79849: $129
Location: San Elizario, Texas (El Paso County)Average Square Footage in 79849: 638 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 79849 before you start any project. San Elizario homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79849 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 79849 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 638 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Elizario area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $129 | 638 | $82,300 |
Additional Upgrades & Added Features | $161 | 638 | $102,875 |
Major Home Updates or Advancements | $194 | 638 | $123,450 |
It's important to understand that when you estimate your replacement cost of your home in the 79849 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 79849
Best Home & Auto Insurance Agencies in 79849
Housing Demographics for 79849
Population Review for 79849 Zip Code
For the city of San Elizario, the population within 79849 has increased to over 10,007 residents in population size. The current population total is 14,310. We have broken down the population based on race below. In 79849, there are over 6937 in male population and 7373 females.
Population | Values |
---|---|
Total Population | 14,310 |
White Population | 4476 |
Black Population | 48 |
Hispanic Population | 13969 |
Asian Population | 6 |
Hawaiian Population | 0 |
Indian Population | 122 |
Other Population | 4289 |
Male Population | 6937 |
Female Population | 7373 |
Population Estimate | 10007 |
Household Data for 79849
The average number of homes in 79849 is around 4,045, there are an average of 3.53 per household. The average house value according to local real estate values is around $82,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,045 |
Persons Per Household | 3.53 |
Average House Value | $82,300 |
Income Per Household | $41599 |
Median Age | 31.1 |
Median Age Male | 29.9 |
Median Age Female | 32.5 |
79849 Details | Values |
---|---|
State | TX |
State Full Name | Texas |
City Type | P |
City Alias Abbreviation | |
Area Code | 915 |
City | San Elizario |
City Alias Name | SAN ELIZARIO |
County | El Paso |
County FIPS | 141 |
State FIPS | 48 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 2320 |
PMSA | |
CSA | 238 |
CBSA | 21340 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | El Paso, TX |
MSA_Name | El Paso, TX MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 63 |
Number Of Employees | 555 |
Business First Quarter Payroll | 2603 |
Business Annual Payroll | 11761 |
Business Employment Flag | |
Growth Rank | 89 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 20143 |
Growth Increase Percentage | 2.5 |
Metropolitan Details | Values |
---|---|
CBSA Population | 800647 |
CBSA Division Population | 0 |
Congressional District | 23 |
Congressional LandArea | 58059.18 |
Delivery Residential | 2835 |
Delivery Business | 17 |
Delivery Total | 4330 |
Preferred Last Line Key | W25510 |
Classification Code | |
Multi-County | |
CSA Name | El Paso-Las Cruces, TX-NM |
CBSA_DIV_Name | |
City State Key | W25510 |
Land Area | 13.629000 |
Water Area | 0.076000 |
City Alias Code | |
City Mixed Case | San Elizario |
City Alias Mixed Case | San Elizario |
Box Count | 1473 |
SFDU | 162 |
MFDU | 0 |
State ANSI | 48 |
County ANSI | 141 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 488035 |
Unique ZIP Name | |
SSA State County Code | 45480 |
Medicare CBSA Code | 21340 |
Medicare CBSA Name | El Paso, TX |
Medicare CBSA Type | Metro |
Market Rating Area ID | 9 |
County Mixed Case | El Paso |
Texas Homeowners Insurance News & Information
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Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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9% Predicted Jump in Home Insurance Rates in 2023 Posted on Tuesday 25th April, 2023
According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]
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Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]
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Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022
Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report, homeowners […]