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79849, TX Home Insurance

In the zip code of 79849, the population size is around 14,310, which consists of 4,045 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in San Elizario, TX. A few years ago, a study was done and found that the average home insurance rates for Texas are around $1,483 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 79849 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in San Elizario. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-502-7287 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click San Elizario, TX Homeowners Insurance Online Rates Today!

79849 Home Insurance Average Premiums

Local 79849 homeowners insurance quotes comparison

$1233 /yr.

Shows Zip Code: 79849 lowest rates with discounts applied on average.

For the 79849, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1233 /yr.
Average Coverage:$1483 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1783 /yr.

What is the average home insurance cost for a home in 79849?

  • • The average homeowners insurance premium paid annually for a home in 79849 is around $1483 per year.

What does it cost on average per month for home insurance in 79849?

  • • Homeowners in 79849 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 79849?

  • • Autoowners in 79849 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Elizario area, check out other zip codes nearby 79849.
Review average rates in another zip code:
79849 homeowners insurance rates

Home Replacement Cost Coverage in 79849

Average Building Cost Per Square Foot in 79849: $129

Location: San Elizario, Texas (El Paso County)

Average Square Footage in 79849: 638 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79849 before you start any project. San Elizario homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79849 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79849 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 638 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Elizario area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129638$82,300
Additional Upgrades & Added Features$161638$102,875
Major Home Updates or Advancements$194638$123,450

It's important to understand that when you estimate your replacement cost of your home in the 79849 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79849

Best Home & Auto Insurance Agencies in 79849

Housing Demographics for 79849

Population Review for 79849 Zip Code

For the city of San Elizario, the population within 79849 has increased to over 10,007 residents in population size. The current population total is 14,310. We have broken down the population based on race below. In 79849, there are over 6937 in male population and 7373 females.

PopulationValues
Total Population14,310
White Population4476
Black Population48
Hispanic Population13969
Asian Population6
Hawaiian Population0
Indian Population122
Other Population4289
Male Population6937
Female Population7373
Population Estimate10007

Household Data for 79849

The average number of homes in 79849 is around 4,045, there are an average of 3.53 per household. The average house value according to local real estate values is around $82,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,045
Persons Per Household3.53
Average House Value$82,300
Income Per Household$41599
Median Age31.1
Median Age Male29.9
Median Age Female32.5
79849 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code915
CitySan Elizario
City Alias NameSAN ELIZARIO
CountyEl Paso
County FIPS141
State FIPS48
Time Zone7
Day Light SavingY
MSA2320
PMSA
CSA238
CBSA21340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEl Paso, TX
MSA_NameEl Paso, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses63
Number Of Employees555
Business First Quarter Payroll2603
Business Annual Payroll11761
Business Employment Flag
Growth Rank89
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20143
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population800647
CBSA Division Population0
Congressional District23
Congressional LandArea58059.18
Delivery Residential2835
Delivery Business17
Delivery Total4330
Preferred Last Line KeyW25510
Classification Code
Multi-County
CSA NameEl Paso-Las Cruces, TX-NM
CBSA_DIV_Name
City State KeyW25510
Land Area13.629000
Water Area0.076000
City Alias Code
City Mixed CaseSan Elizario
City Alias Mixed CaseSan Elizario
Box Count1473
SFDU162
MFDU0
State ANSI48
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number488035
Unique ZIP Name
SSA State County Code45480
Medicare CBSA Code21340
Medicare CBSA NameEl Paso, TX
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseEl Paso

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]