Get multiple home insurance quotes in 84010. Our licensed 84010, UT agents are ready to serve you.

84010 Home Insurance Rates

For homeowners living in 84010, the population estimates are increasing to well over 48,439 with 16,410 occupied homes within the zip code of 84010. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Bountiful have increased and the average home insurance premium is around $592 per year in 84010. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 84010 zip code today so we can help you find affordable Bountiful, UT home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 84010

Please select one of the three options below based on your 84010 zip code to learn more about Utah homeowners insurance, plus review average rates and information per state, county or city.

  1. Utah Homeowners Insurance Quotes
  2. Davis County, UT Home Insurance
  3. Bountiful, UT Home Insurance Quotes

84010 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 84010 zip code just got easier with GetHomeInsuranceQuotes.com of Bountiful, UT. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 84010 today and let us help you review the best home insurance quotes available for homeowners living in Bountiful.

Get 84010 Homeowners Insurance Rates Now!

84010 Home Insurance Average Premiums

Local 84010 homeowners insurance quotes comparison

$342 /yr.

Shows Zip Code: 84010 lowest rates with discounts applied on average.

For the 84010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$342 /yr.
Average Coverage:$592 /yr.
2600 sq. ft. or higher
(all discounts applied)
$892 /yr.

What is the average home insurance cost for a home in 84010?

  • • The average homeowners insurance premium paid annually for a home in 84010 is around $592 per year.

What does it cost on average per month for home insurance in 84010?

  • • Homeowners in 84010 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84010?

  • • Autoowners in 84010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bountiful area, check out other zip codes nearby 84010.
Review average rates in another zip code:
84010 homeowners insurance rates

Home Replacement Cost Coverage in 84010

Average Building Cost Per Square Foot in 84010: $189

Location: Bountiful, Utah (Davis County)

Average Square Footage in 84010: 1,974 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84010 before you start any project. Bountiful homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,974 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bountiful area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,974$373,000
Additional Upgrades & Added Features$2361,974$466,250
Major Home Updates or Advancements$2841,974$559,500

It's important to understand that when you estimate your replacement cost of your home in the 84010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84010

Allstate Insurance-The Leavitt Agency

Address: 600 N 500 W Ste B Bountiful, UT 84010
Phone: (801)295-5153
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 84010

Thomas Jones Farmers Ins. Agency

Address: 576 W 900 S, #S-103 Bountiful, UT 84010
Phone:
Website:
Info:

Jone Olson Insurance Agcy Inc - State Farm Insurance Agent

Address: 94 W 200 N Bountiful, UT 84010
Phone:
Website:
Info:

Eckman- Wayne M - State Farm Insurance Agent

Address: 98 W 200 N Bountiful, UT 84010
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Mark G Kano Insur Agency Inc - State Farm Insurance Agent

Address: 21 S 200 W Bountiful, UT 84010
Phone:
Website:
Info:

Jennifer Bassarear In Agcy Inc - State Farm Insurance Agent

Address: 107 N Main St Bountiful, UT 84010
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84010

Population Review for 84010 Zip Code

For the city of Bountiful, the population within 84010 has increased to over 48,042 residents in population size. The current population total is 48,439. We have broken down the population based on race below. In 84010, there are over 23919 in male population and 24520 females.

PopulationValues
Total Population48,439
White Population41536
Black Population398
Hispanic Population3864
Asian Population790
Hawaiian Population730
Indian Population273
Other Population1460
Male Population23919
Female Population24520
Population Estimate48042

Household Data for 84010

The average number of homes in 84010 is around 16,410, there are an average of 2.92 per household. The average house value according to local real estate values is around $373,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,410
Persons Per Household2.92
Average House Value$373,000
Income Per Household$87253
Median Age34.5
Median Age Male32.9
Median Age Female36.0
84010 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CityBountiful
City Alias NameBOUNTIFUL
CountyDavis
County FIPS011
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA36260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOgden, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1404
Number Of Employees12624
Business First Quarter Payroll117687
Business Annual Payroll533234
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population547184
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential16453
Delivery Business1139
Delivery Total27722
Preferred Last Line KeyZ15836
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15836
Land Area38.017000
Water Area0.024000
City Alias Code
City Mixed CaseBountiful
City Alias Mixed CaseBountiful
Box Count0
SFDU12197
MFDU859
State ANSI49
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number490850
Unique ZIP Name
SSA State County Code46050
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDavis

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]