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Compare 84020 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Draper just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 15,007 neighbors looking to save on their home insurance policy in the local 84020 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 84020. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Utah rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Draper, UT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Draper, UT

84020 Home Insurance Average Premiums

Local 84020 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 84020 lowest rates with discounts applied on average.

For the 84020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$978 /yr.

What is the average home insurance cost for a home in 84020?

  • • The average homeowners insurance premium paid annually for a home in 84020 is around $678 per year.

What does it cost on average per month for home insurance in 84020?

  • • Homeowners in 84020 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 84020?

  • • Autoowners in 84020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Draper area, check out other zip codes nearby 84020.
Review average rates in another zip code:
84020 homeowners insurance rates

Home Replacement Cost Coverage in 84020

Average Building Cost Per Square Foot in 84020: $189

Location: Draper, Utah (Salt Lake County)

Average Square Footage in 84020: 3,014 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84020 before you start any project. Draper homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,014 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Draper area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1893,014$569,700
Additional Upgrades & Added Features$2363,014$712,125
Major Home Updates or Advancements$2843,014$854,550

It's important to understand that when you estimate your replacement cost of your home in the 84020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84020

Best Home & Auto Insurance Agencies in 84020

DeAnn Fountaine Ins Agcy Inc - State Farm Insurance Agent

Address: 11451 S 700 E Draper, UT 84020
Phone:
Website: http://www.deannfountaine.com
Info:

Rory R Duckworth Insurance

Address: 592 E 12300 S Draper, UT 84020
Phone:
Website: http://www.utah.citysearch.com/profile/external/41921917/draper_ut/rory_r_duckworth_insurance.html
Info:

American Family Insurance Dave Platt

Address: 256 E 12300 S Draper, UT 84020
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Cutler- Benjamin C - State Farm Insurance Agent

Address: 12313 S 900 E Draper, UT 84020
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Harold Edmundson Farmers Insurance

Address: 11483 S State St Draper, UT 84020
Phone:
Website:
Info:

Housing Demographics for 84020

Population Review for 84020 Zip Code

For the city of Draper, the population within 84020 has increased to over 56,372 residents in population size. The current population total is 51,017. We have broken down the population based on race below. In 84020, there are over 26514 in male population and 24503 females.

PopulationValues
Total Population51,017
White Population41599
Black Population687
Hispanic Population4728
Asian Population2299
Hawaiian Population234
Indian Population355
Other Population1804
Male Population26514
Female Population24503
Population Estimate56372

Household Data for 84020

The average number of homes in 84020 is around 15,007, there are an average of 3.17 per household. The average house value according to local real estate values is around $569,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,007
Persons Per Household3.17
Average House Value$569,700
Income Per Household$116977
Median Age33.9
Median Age Male33.9
Median Age Female34.0
84020 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801
CityDraper
City Alias NameDRAPER
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2026
Number Of Employees40347
Business First Quarter Payroll851233
Business Annual Payroll3529520
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03|04
Congressional LandArea20070.54|2550.35
Delivery Residential17783
Delivery Business1556
Delivery Total19677
Preferred Last Line KeyZ15950
Classification Code
Multi-CountyY
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15950
Land Area27.165000
Water Area0.015000
City Alias Code
City Mixed CaseDraper
City Alias Mixed CaseDraper
Box Count445
SFDU7871
MFDU4147
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number492108
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]