Get multiple home insurance quotes in 84021. Our licensed 84021, UT agents are ready to serve you.

84021 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 84021 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Duchesne, UT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 84021 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Utah, like average Duchesne homeowners insurance rates, coverage options or home insurance types, please select Duchesne, UT Home Insurance Rates Online!

84021 Home Insurance Average Premiums

Local 84021 homeowners insurance quotes comparison

$302 /yr.

Shows Zip Code: 84021 lowest rates with discounts applied on average.

For the 84021, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$302 /yr.
Average Coverage:$552 /yr.
2600 sq. ft. or higher
(all discounts applied)
$852 /yr.

What is the average home insurance cost for a home in 84021?

  • • The average homeowners insurance premium paid annually for a home in 84021 is around $552 per year.

What does it cost on average per month for home insurance in 84021?

  • • Homeowners in 84021 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84021?

  • • Autoowners in 84021 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Duchesne area, check out other zip codes nearby 84021.
Review average rates in another zip code:
84021 homeowners insurance rates

Home Replacement Cost Coverage in 84021

Average Building Cost Per Square Foot in 84021: $189

Location: Duchesne, Utah (Duchesne County)

Average Square Footage in 84021: 920 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84021 before you start any project. Duchesne homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84021 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84021 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 920 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duchesne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189920$173,900
Additional Upgrades & Added Features$236920$217,375
Major Home Updates or Advancements$284920$260,850

It's important to understand that when you estimate your replacement cost of your home in the 84021 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84021

Best Home & Auto Insurance Agencies in 84021

Housing Demographics for 84021

Population Review for 84021 Zip Code

For the city of Duchesne, the population within 84021 has increased to over 1,336 residents in population size. The current population total is 3,198. We have broken down the population based on race below. In 84021, there are over 1670 in male population and 1528 females.

PopulationValues
Total Population3,198
White Population2937
Black Population5
Hispanic Population180
Asian Population5
Hawaiian Population7
Indian Population63
Other Population88
Male Population1670
Female Population1528
Population Estimate1336

Household Data for 84021

The average number of homes in 84021 is around 1,103, there are an average of 2.82 per household. The average house value according to local real estate values is around $173,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,103
Persons Per Household2.82
Average House Value$173,900
Income Per Household$57428
Median Age38.7
Median Age Male39.3
Median Age Female38.0
84021 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityDuchesne
City Alias NameDUCHESNE
CountyDuchesne
County FIPS013
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees608
Business First Quarter Payroll5572
Business Annual Payroll23658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential474
Delivery Business0
Delivery Total7339
Preferred Last Line KeyZ15952
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15952
Land Area605.706000
Water Area5.131000
City Alias Code
City Mixed CaseDuchesne
City Alias Mixed CaseDuchesne
Box Count987
SFDU307
MFDU0
State ANSI49
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492142
Unique ZIP Name
SSA State County Code46060
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseDuchesne

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]