Get multiple home insurance quotes in 84023. Our licensed 84023, UT agents are ready to serve you.

84023, UT Homeowners Insurance Rates

With a population size of 228 and with 99 occupied homes in the 84023 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Dutch John, UT are around $587 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Dutch John, Utah. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Utah home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Dutch John, UT.

For Utah home insurance information, including average Dutch John home insurance rates, coverage options or the different homeowners insurance types, please select Dutch John, UT Home Insurance Quotes Now!

84023 Home Insurance Average Premiums

Local 84023 homeowners insurance quotes comparison

$337 /yr.

Shows Zip Code: 84023 lowest rates with discounts applied on average.

For the 84023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$337 /yr.
Average Coverage:$587 /yr.
2600 sq. ft. or higher
(all discounts applied)
$887 /yr.

What is the average home insurance cost for a home in 84023?

  • • The average homeowners insurance premium paid annually for a home in 84023 is around $587 per year.

What does it cost on average per month for home insurance in 84023?

  • • Homeowners in 84023 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84023?

  • • Autoowners in 84023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dutch John area, check out other zip codes nearby 84023.
Review average rates in another zip code:
84023 homeowners insurance rates

Home Replacement Cost Coverage in 84023

Average Building Cost Per Square Foot in 84023: $189

Location: Dutch John, Utah (Daggett County)

Average Square Footage in 84023: 1,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84023 before you start any project. Dutch John homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,565 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dutch John area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,565$295,800
Additional Upgrades & Added Features$2361,565$369,750
Major Home Updates or Advancements$2841,565$443,700

It's important to understand that when you estimate your replacement cost of your home in the 84023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84023

Best Home & Auto Insurance Agencies in 84023

Housing Demographics for 84023

Population Review for 84023 Zip Code

For the city of Dutch John, the population within 84023 has increased to over 117 residents in population size. The current population total is 228. We have broken down the population based on race below. In 84023, there are over 119 in male population and 109 females.

PopulationValues
Total Population228
White Population213
Black Population1
Hispanic Population8
Asian Population1
Hawaiian Population0
Indian Population0
Other Population1
Male Population119
Female Population109
Population Estimate117

Household Data for 84023

The average number of homes in 84023 is around 99, there are an average of 2.30 per household. The average house value according to local real estate values is around $295,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode99
Persons Per Household2.30
Average House Value$295,800
Income Per Household$43229
Median Age43.0
Median Age Male45.6
Median Age Female40.8
84023 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityDutch John
City Alias NameDUTCH JOHN
CountyDaggett
County FIPS009
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees102
Business First Quarter Payroll492
Business Annual Payroll4074
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential51
Delivery Business9
Delivery Total296
Preferred Last Line KeyZ15955
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15955
Land Area176.643000
Water Area1.697000
City Alias Code
City Mixed CaseDutch John
City Alias Mixed CaseDutch John
Box Count112
SFDU6
MFDU0
State ANSI49
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492164
Unique ZIP Name
SSA State County Code46040
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseDaggett

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]