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84026 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 84026 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Fort Duchesne, UT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 84026.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 84026 and start shopping.

Quickly and Easily Compare Average Rates for 84026

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fort Duchesne, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 84026

Homeowners in Fort Duchesne are paying roughly $592 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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84026 Home Insurance Average Premiums

Local 84026 homeowners insurance quotes comparison

$342 /yr.

Shows Zip Code: 84026 lowest rates with discounts applied on average.

For the 84026, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$342 /yr.
Average Coverage:$592 /yr.
2600 sq. ft. or higher
(all discounts applied)
$892 /yr.

What is the average home insurance cost for a home in 84026?

  • • The average homeowners insurance premium paid annually for a home in 84026 is around $592 per year.

What does it cost on average per month for home insurance in 84026?

  • • Homeowners in 84026 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84026?

  • • Autoowners in 84026 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Duchesne area, check out other zip codes nearby 84026.
Review average rates in another zip code:
84026 homeowners insurance rates

Home Replacement Cost Coverage in 84026

Average Building Cost Per Square Foot in 84026: $189

Location: Fort Duchesne, Utah (Uintah County)

Average Square Footage in 84026: 718 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84026 before you start any project. Fort Duchesne homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84026 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84026 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 718 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Duchesne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189718$135,700
Additional Upgrades & Added Features$236718$169,625
Major Home Updates or Advancements$284718$203,550

It's important to understand that when you estimate your replacement cost of your home in the 84026 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84026

Best Home & Auto Insurance Agencies in 84026

Housing Demographics for 84026

Population Review for 84026 Zip Code

For the city of Fort Duchesne, the population within 84026 has increased to over 165 residents in population size. The current population total is 910. We have broken down the population based on race below. In 84026, there are over 416 in male population and 494 females.

PopulationValues
Total Population910
White Population250
Black Population1
Hispanic Population38
Asian Population1
Hawaiian Population0
Indian Population598
Other Population13
Male Population416
Female Population494
Population Estimate165

Household Data for 84026

The average number of homes in 84026 is around 315, there are an average of 2.85 per household. The average house value according to local real estate values is around $135,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode315
Persons Per Household2.85
Average House Value$135,700
Income Per Household$28281
Median Age35.8
Median Age Male38.6
Median Age Female35.1
84026 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityFort Duchesne
City Alias NameFORT DUCHESNE
CountyUintah
County FIPS047
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA46860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameVernal, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees100
Business First Quarter Payroll1107
Business Annual Payroll5530
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32588
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential58
Delivery Business0
Delivery Total4724
Preferred Last Line KeyZ15996
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15996
Land Area37.035000
Water Area0.698000
City Alias Code
City Mixed CaseFort Duchesne
City Alias Mixed CaseFort Duchesne
Box Count703
SFDU45
MFDU0
State ANSI49
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492720
Unique ZIP Name
SSA State County Code46230
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseUintah

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]