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84037 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 84037 zip code it's important to know that our rates are very competitive for homeowners living in Kaysville, UT. Many homeowners based out of your 84037 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84037 should appear in the zip code field ready to go. For Kaysville, UT Homeowners Insurance Quotes nearby, we offer the best rates and service.

84037: Average Home Insurance Rates

For homeowners living in the great city of Kaysville, the average homeowners policy is considered very low in comparison to other states. Utah premiums are estimated to be around $511 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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84037 Home Insurance Average Premiums

Local 84037 homeowners insurance quotes comparison

$261 /yr.

Shows Zip Code: 84037 lowest rates with discounts applied on average.

For the 84037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$261 /yr.
Average Coverage:$511 /yr.
2600 sq. ft. or higher
(all discounts applied)
$811 /yr.

What is the average home insurance cost for a home in 84037?

  • • The average homeowners insurance premium paid annually for a home in 84037 is around $511 per year.

What does it cost on average per month for home insurance in 84037?

  • • Homeowners in 84037 pay a monthly average cost per month around $43.00.

What kind of discount could I get if I combine my home and auto insurance together in 84037?

  • • Autoowners in 84037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kaysville area, check out other zip codes nearby 84037.
Review average rates in another zip code:
84037 homeowners insurance rates

Home Replacement Cost Coverage in 84037

Average Building Cost Per Square Foot in 84037: $189

Location: Kaysville, Utah (Davis County)

Average Square Footage in 84037: 2,272 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84037 before you start any project. Kaysville homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,272 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kaysville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,272$429,400
Additional Upgrades & Added Features$2362,272$536,750
Major Home Updates or Advancements$2842,272$644,100

It's important to understand that when you estimate your replacement cost of your home in the 84037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84037

Best Home & Auto Insurance Agencies in 84037

Doug Wood Insurance Agency Inc

Address: 38 E 200 N Kaysville, UT 84037
Phone:
Website:
Info:

New York Life Insurance Company - Agents- Levar Thompson

Address: 458 E 200 S Kaysville, UT 84037
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 84037

Population Review for 84037 Zip Code

For the city of Kaysville, the population within 84037 has increased to over 41,749 residents in population size. The current population total is 39,763. We have broken down the population based on race below. In 84037, there are over 19904 in male population and 19859 females.

PopulationValues
Total Population39,763
White Population36083
Black Population220
Hispanic Population2276
Asian Population428
Hawaiian Population140
Indian Population136
Other Population638
Male Population19904
Female Population19859
Population Estimate41749

Household Data for 84037

The average number of homes in 84037 is around 10,980, there are an average of 3.62 per household. The average house value according to local real estate values is around $429,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,980
Persons Per Household3.62
Average House Value$429,400
Income Per Household$110242
Median Age31.1
Median Age Male29.0
Median Age Female32.9
84037 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code385/801
CityKaysville
City Alias NameKAYSVILLE
CountyDavis
County FIPS011
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA36260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOgden, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses902
Number Of Employees7514
Business First Quarter Payroll76797
Business Annual Payroll340160
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population547184
CBSA Division Population0
Congressional District01|02
Congressional LandArea19560.79|39987.95
Delivery Residential11533
Delivery Business509
Delivery Total14322
Preferred Last Line KeyZ16079
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16079
Land Area48.603000
Water Area16.999000
City Alias Code
City Mixed CaseKaysville
City Alias Mixed CaseKaysville
Box Count202
SFDU7798
MFDU329
State ANSI49
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number494352
Unique ZIP Name
SSA State County Code46050
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDavis

Utah Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]